# Calculated Wealth

> Calculated Wealth is an SEC-registered investment advisory firm in Madison, WI, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 9, 2026.

- CRD: 318985
- Filed as: CALCULATED WEALTH
- Legal name: Calculated Wealth LLC
- Also doing business as: STILLPOINT CAPITAL
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Madison, WI
- Filing period: October 2026
- Form ADV filing dated: April 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/318985
- AdvisorCensus page: https://advisorcensus.com/firm/calculated-wealth-madison-wi-318985

## Quick answers

**How is Calculated Wealth compensated?**
On its Form ADV (Item 5.E, October 2026), Calculated Wealth reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Calculated Wealth charge?**
Its Form ADV Part 2A brochure dated January 19, 2026 states: Hourly rate: $400 an hour (Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Calculated Wealth located?**
Calculated Wealth's principal office is in Madison, WI, according to its Form ADV; the May 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Calculated Wealth registered with the SEC or a state?**
Calculated Wealth is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 318985.

**How much does Calculated Wealth manage?**
Calculated Wealth reports $200,778,956 in regulatory assets under management in its Form ADV filing dated April 9, 2026 (100% discretionary).

**How have Calculated Wealth's assets and staff changed since 2025?**
In the Form ADV data for Calculated Wealth: Regulatory assets under management: $142,298,803 in the October 2025 data and $200,778,956 in the October 2026 data, up 41%. Total employees: 4 in October 2025 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Calculated Wealth serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (154); high net worth individuals (40).

**Which custodians does Calculated Wealth use?**
Calculated Wealth's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Interactive Brokers LLC as custodians holding 10% or more of its separately managed account assets.

**Does Calculated Wealth report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/318985

**Does Calculated Wealth state an account minimum?**
Its Form ADV Part 2A brochure dated January 19, 2026 says: "Our minimum account size requirement is $500,000. This requirement may be negotiable in certain situations."

**What changed in Calculated Wealth's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $142,298,803 to $200,778,956 (+41%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 19, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Our minimum account size requirement is $500,000. This requirement may be negotiable in certain situations.

- Hourly rate: $400 an hour (Financial Planning)

> Financial Planning fee is also available for an hourly rate of $400 per hour, depending on complexity.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Interactive Brokers LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $200,778,956
- Discretionary: $200,778,956
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 154 | $192,236,781 |
| High net worth individuals | 40 | $8,542,175 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 5 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, MN, OH, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Roseville, MN

### Websites listed on Form ADV (Item 1.I)
- calcwealth.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $142,298,803 | 4 | April 25, 2025 |
| October 2026 | $200,778,956 | 5 | April 9, 2026 |

Regulatory assets under management: $142,298,803 in the October 2025 data and $200,778,956 in the October 2026 data, up 41%.
Total employees: 4 in October 2025 and 5 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $142,298,803 to $200,778,956 (+41%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Calculated Wealth (CRD 318985): Form ADV filing data as of October 2026.