# Cairn Wealth Management

> Cairn Wealth Management is an SEC-registered investment advisory firm in Vancouver, WA, registered since 2007, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 30, 2026.

- CRD: 143601
- Filed as: CAIRN WEALTH MANAGEMENT
- Legal name: Cairn Investment Group, Inc.
- Also doing business as: CAIRN INVESTMENT GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Vancouver, WA
- Filing period: October 2026
- Form ADV filing dated: September 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/143601
- AdvisorCensus page: https://advisorcensus.com/firm/cairn-wealth-management-vancouver-wa-143601

## Quick answers

**How is Cairn Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Cairn Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Cairn Wealth Management located?**
Cairn Wealth Management's principal office is in Vancouver, WA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Cairn Wealth Management registered with the SEC or a state?**
Cairn Wealth Management is an SEC-registered investment advisory firm, registered since 2007. Status as filed: Approved. CRD 143601.

**How much does Cairn Wealth Management manage?**
Cairn Wealth Management reports $384,958,456 in regulatory assets under management in its Form ADV filing dated September 30, 2026 (92% discretionary).

**How have Cairn Wealth Management's assets and staff changed since 2021?**
In the Form ADV data for Cairn Wealth Management: Regulatory assets under management: $217,608,443 in the October 2021 data and $384,958,456 in the October 2026 data, up 77%. Total employees: 5 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cairn Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (189); high net worth individuals (120); corporations or other businesses not listed above (5).

**Which custodians does Cairn Wealth Management use?**
Cairn Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cairn Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/143601

**Does Cairn Wealth Management state an account minimum?**
Its Form ADV Part 2A brochure dated April 2, 2026 says: "In general, we require a minimum of $400,000 to open and maintain an investment advisory account. At our discretion, we can waive this minimum account size."

**What changed in Cairn Wealth Management's recent Form ADV filings?**
In the October 2026 filing data: No longer lists the business name Cairn Wealth Management. Added the business name Cairn Investment Group.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 2, 2026)

- Account minimum: $400,000 (the brochure says it may be waived or negotiated)

> In general, we require a minimum of $400,000 to open and maintain an investment advisory account. At our discretion, we can waive this minimum account size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $384,958,456
- Discretionary: $355,535,477
- Non-discretionary: $29,422,979

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 189 | $57,755,949 |
| High net worth individuals | 120 | $325,432,984 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 1 | $270,823 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 5 | $1,498,700 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2007 (19 years)
- Employees: 6 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, OR, SC, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Portland, OR

### Websites listed on Form ADV (Item 1.I)
- cairninvestment.com
- LinkedIn @cairn-investment-group

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $217,608,443 | 5 | March 22, 2021 |
| October 2022 | $295,119,171 | 6 | June 3, 2022 |
| October 2023 | $290,627,773 | 6 | July 25, 2023 |
| October 2024 | $336,564,032 | 6 | June 2, 2024 |
| October 2025 | $350,764,864 | 6 | April 22, 2025 |
| October 2026 | $384,958,456 | 6 | September 30, 2026 |

Regulatory assets under management: $217,608,443 in the October 2021 data and $384,958,456 in the October 2026 data, up 77%.
Total employees: 5 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- No longer lists the business name Cairn Wealth Management.
- Added the business name Cairn Investment Group.

### April 2026
- Added the business name Cairn Wealth Management.
- Employees performing advisory functions went from 4 to 3.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cairn Wealth Management (CRD 143601): Form ADV filing data as of October 2026.