# Cairn Financial Planning

> Cairn Financial Planning is an SEC-registered investment advisory firm, registered since 2025, with no regulatory assets under management reported in its Form ADV filing dated April 22, 2026.

- CRD: 326908
- Filed as: CAIRN FINANCIAL PLANNING
- Legal name: Cairn Financial Planning, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: April 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/326908
- AdvisorCensus page: https://advisorcensus.com/firm/cairn-financial-planning-326908

## Quick answers

**How is Cairn Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Cairn Financial Planning reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**How much does Cairn Financial Planning charge?**
Its Form ADV Part 2A brochure dated March 23, 2026 states: Flat fee: $2,500 to $10,000 (Comprehensive Financial Planning); Hourly rate: $250 an hour (Follow-up services and meetings). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Cairn Financial Planning registered with the SEC or a state?**
Cairn Financial Planning is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 326908.

**Does Cairn Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/326908

**Does Cairn Financial Planning state an account minimum?**
Its Form ADV Part 2A brochure dated March 23, 2026 says: "We do not have a minimum account size requirement."

**What changed in Cairn Financial Planning's recent Form ADV filings?**
In the May 2026 filing data: Registered or notice-filed in TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Account minimum: None

> We do not have a minimum account size requirement.

- Flat fee: $2,500 to $10,000 (Comprehensive Financial Planning)

> Comprehensive Financial Planning consists of a flat fee ranging between $2,500 and $10,000.

- Hourly rate: $250 an hour (Follow-up services and meetings)

> Follow-up services and meetings will also be tied to our hourly rate of $250.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 2025 (1 year)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cairnfinancialplanning.com
- Instagram @cairnfp
- LinkedIn @melissa-leonard-cfp

## Changes in the filing (last 12 months)

### May 2026
- Registered or notice-filed in TX.

### December 2025
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cairn Financial Planning (CRD 326908): Form ADV filing data as of October 2026.