{
  "crd_number": 326908,
  "slug": "cairn-financial-planning-326908",
  "primary_business_name": "CAIRN FINANCIAL PLANNING",
  "legal_name": "CAIRN FINANCIAL PLANNING, LLC",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2025-08-07",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-04-22",
  "carried_forward": false,
  "raum_total": null,
  "raum_discretionary": null,
  "raum_non_discretionary": null,
  "raum_band": "not_reported",
  "raum_band_label": "Not reported",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": null,
  "compensation_types": [
    "fixed",
    "hourly"
  ],
  "advisory_activities": [
    "financial_planning"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "TX",
    "WA"
  ],
  "websites": [
    "https://cairnfinancialplanning.com",
    "https://instagram.com/cairnfp",
    "https://linkedin.com/in/melissa-leonard-cfp"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/326908",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/cairn-financial-planning-326908",
  "display_name": "Cairn Financial Planning",
  "summary": "Cairn Financial Planning is an SEC-registered investment advisory firm, registered since 2025, with no regulatory assets under management reported in its Form ADV filing dated April 22, 2026.",
  "citation": "AdvisorCensus. Cairn Financial Planning (CRD 326908): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services"
  ],
  "quick_answers": [
    {
      "q": "How is Cairn Financial Planning compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Cairn Financial Planning reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Cairn Financial Planning charge?",
      "a": "Its Form ADV Part 2A brochure dated March 23, 2026 states: Flat fee: $2,500 to $10,000 (Comprehensive Financial Planning); Hourly rate: $250 an hour (Follow-up services and meetings). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Cairn Financial Planning registered with the SEC or a state?",
      "a": "Cairn Financial Planning is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 326908."
    },
    {
      "q": "Does Cairn Financial Planning report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/326908"
    },
    {
      "q": "Does Cairn Financial Planning state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 23, 2026 says: \"We do not have a minimum account size requirement.\""
    },
    {
      "q": "What changed in Cairn Financial Planning's recent Form ADV filings?",
      "a": "In the May 2026 filing data: Registered or notice-filed in TX."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Registered or notice-filed in TX."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 23, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $2,500 to $10,000 (Comprehensive Financial Planning)",
      "Hourly rate: $250 an hour (Follow-up services and meetings)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "We do not have a minimum account size requirement."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $2,500 to $10,000 (Comprehensive Financial Planning)"
        ],
        "quotes": [
          "Comprehensive Financial Planning consists of a flat fee ranging between $2,500 and $10,000."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (Follow-up services and meetings)"
        ],
        "quotes": [
          "Follow-up services and meetings will also be tied to our hourly rate of $250."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 2500.0,
          "max": 10000.0,
          "period": "one_time",
          "service": "Comprehensive Financial Planning"
        },
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Follow-up services and meetings"
        }
      ]
    },
    "quotes": [
      "We do not have a minimum account size requirement.",
      "Comprehensive Financial Planning consists of a flat fee ranging between $2,500 and $10,000.",
      "Follow-up services and meetings will also be tied to our hourly rate of $250."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/cairn-financial-planning-326908.md",
  "clients": [],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/326908",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}