# Buck Wealth Strategies, LLC

> Buck Wealth Strategies, LLC is an SEC-registered investment advisory firm in Denver, CO, registered since 2022, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated July 7, 2026.

- CRD: 322138
- Filed as: BUCK WEALTH STRATEGIES, LLC
- Also doing business as: ACHIEVE RETIREMENT, AROLA ASSOCIATES, E. A. BUCK FINANCIAL SERVICES, FEDERAL BENEFITS MADE SIMPLE, OXFORD WEALTH ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Denver, CO
- Filing period: October 2026
- Form ADV filing dated: July 7, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/322138
- AdvisorCensus page: https://advisorcensus.com/firm/buck-wealth-strategies-llc-denver-co-322138

## Quick answers

**How is Buck Wealth Strategies, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Buck Wealth Strategies, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Buck Wealth Strategies, LLC charge?**
Its Form ADV Part 2A brochure dated July 7, 2026 states: Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states); Hourly rate: $400 an hour (creating your financial plan prior to termination); Flat fee: $2,500 to $50,000 (Retirement Plan Advisory Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Buck Wealth Strategies, LLC located?**
Buck Wealth Strategies, LLC's principal office is in Denver, CO, according to its Form ADV; the August 2026 filing also lists 14 other offices (Schedule D, Section 1.F).

**Is Buck Wealth Strategies, LLC registered with the SEC or a state?**
Buck Wealth Strategies, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 322138.

**How much does Buck Wealth Strategies, LLC manage?**
Buck Wealth Strategies, LLC reports $1,642,992,371 in regulatory assets under management in its Form ADV filing dated July 7, 2026 (100% discretionary).

**How have Buck Wealth Strategies, LLC's assets and staff changed since 2022?**
In the Form ADV data for Buck Wealth Strategies, LLC: Regulatory assets under management: $0 in the October 2022 data and $1,642,992,371 in the October 2026 data. Total employees: 21 in October 2022 and 102 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Buck Wealth Strategies, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,578); pension and profit sharing plans (but not the plan participants or government pension plans) (209); high net worth individuals (156).

**Which custodians does Buck Wealth Strategies, LLC use?**
Buck Wealth Strategies, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Buck Wealth Strategies, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/322138

**Does Buck Wealth Strategies, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated July 7, 2026 says: "We impose a minimum account value of $25,000 to initiate our Firm’s advisory and money management services. This minimum account value can be waived at our sole discretion."

**What changed in Buck Wealth Strategies, LLC's recent Form ADV filings?**
In the May 2026 filing data: Registered or notice-filed in NH. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 7, 2026)

- Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states)

> Our maximum annual advisory fee is for accounts paying a percentage of assets under management is 1.50%.

> Fees based on a percentage of managed Plan assets will not exceed 1.50%.

- Account minimum: $25,000 (the brochure says it may be waived or negotiated)

> We impose a minimum account value of $25,000 to initiate our Firm’s advisory and money management services. This minimum account value can be waived at our sole discretion.

- Hourly rate: $400 an hour (creating your financial plan prior to termination)

> The hourly rate used for this purpose is $400/hour. The hourly rate would be stated in your executed Financial Planning Agreement.

- Flat fee: $2,500 to $50,000 (Retirement Plan Advisory Services)

> For Retirement Plan Advisory Services compensation, we charge an advisory fee as negotiated with the Plan Sponsor... Our flat fees range from $2,500 to $50,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,642,992,371
- Discretionary: $1,642,992,371
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,578 | $612,341,526 |
| High net worth individuals | 156 | $273,282,320 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 209 | $748,247,248 |
| Corporations or other businesses not listed above | 5 | $9,121,277 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2022 (4 years)
- Employees: 102 total, 39 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AR, AZ, CA, CO, FL, HI, ID, IL, KS, KY, LA, MD, MI, MO, MT, NC, NE, NH, NM, NV, NY, OK, OR, SC, SD, TX, UT, VA, WA, WI, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Albuquerque, NM
- Bellevue, WA
- Colorado Springs, CO
- Denver, CO
- Farmington, NM
- Honolulu, HI
- Kahului, HI
- Kapolei, HI
- Lakewood, CO
- Leland, NC
- Pleasanton, CA
- Rio Rancho, NM
- Sante Fe, NM
- Shallotte, NC

### Websites listed on Form ADV (Item 1.I)
- achieveretirement.com
- eabuck.com
- federalbenefitsmadesimple.com
- oxfordwealth.com
- Facebook @eabuckfinancialservices
- Instagram @eabuckfinancial
- LinkedIn @ea-buck

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $0 | 21 | July 27, 2022 |
| October 2023 | $134,250,617 | 67 | July 26, 2023 |
| October 2024 | $299,865,422 | 66 | August 7, 2024 |
| October 2025 | $565,377,646 | 66 | April 22, 2025 |
| October 2026 | $1,642,992,371 | 102 | July 7, 2026 |

Regulatory assets under management: $0 in the October 2022 data and $1,642,992,371 in the October 2026 data.
Total employees: 21 in October 2022 and 102 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Registered or notice-filed in NH.
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $565,377,646 to $1,642,992,371 (+191%).
- Employees performing advisory functions went from 20 to 39.
- Added the business name Arola Associates.
- Added the business name Achieve Retirement.
- Added the business name Oxford Wealth Advisors.
- Added the business name Federal Benefits Made Simple.
- Changed its office addresses in Leland, NC.
- Added an office in Colorado Springs, CO.
- Added an office in Denver, CO.
- Added an office in Lakewood, CO.
- Added an office in Pleasanton, CA.
- Updated its list of owners and control persons (Schedule A).

### February 2026
- Registered or notice-filed in LA, OK.

### January 2026
- Registered or notice-filed in AR.

### December 2025
- Registered or notice-filed in KY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Buck Wealth Strategies, LLC (CRD 322138): Form ADV filing data as of October 2026.