# Brewster Financial Planning LLC

> Brewster Financial Planning LLC is an SEC-registered investment advisory firm in Brooklyn, NY, registered since 2013, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 2, 2026.

- CRD: 125291
- Filed as: BREWSTER FINANCIAL PLANNING LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Brooklyn, NY
- Filing period: October 2026
- Form ADV filing dated: March 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/125291
- AdvisorCensus page: https://advisorcensus.com/firm/brewster-financial-planning-llc-brooklyn-ny-125291

## Quick answers

**How is Brewster Financial Planning LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Brewster Financial Planning LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Brewster Financial Planning LLC located?**
Brewster Financial Planning LLC's principal office is in Brooklyn, NY, according to its Form ADV.

**Is Brewster Financial Planning LLC registered with the SEC or a state?**
Brewster Financial Planning LLC is an SEC-registered investment advisory firm, registered since 2013. Status as filed: Approved. CRD 125291.

**How much does Brewster Financial Planning LLC manage?**
Brewster Financial Planning LLC reports $239,734,631 in regulatory assets under management in its Form ADV filing dated March 2, 2026 (99% discretionary).

**How have Brewster Financial Planning LLC's assets and staff changed since 2021?**
In the Form ADV data for Brewster Financial Planning LLC: Regulatory assets under management: $150,246,317 in the October 2021 data and $239,734,631 in the October 2026 data, up 60%. Total employees: 4 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Brewster Financial Planning LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (105); individuals (other than high net worth individuals) (13); insurance companies (1).

**Which custodians does Brewster Financial Planning LLC use?**
Brewster Financial Planning LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Brewster Financial Planning LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/125291

**What changed in Brewster Financial Planning LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $204,636,372 to $239,734,631 (+17%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 2, 2026)

- Minimum annual fee: $8,500

> The minimum annual fee is $8,500 and is negotiable.

> There is a minimum annual fee of $8,500 which is negotiable.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $239,734,631
- Discretionary: $237,998,138
- Non-discretionary: $1,736,493

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 13 | $4,584,239 |
| High net worth individuals | 105 | $234,975,747 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 1 | $174,645 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2013 (13 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [brewsterfp.com](https://brewsterfp.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $150,246,317 | 4 | March 23, 2021 |
| October 2022 | $176,399,053 | 4 | March 14, 2022 |
| October 2023 | $151,275,712 | 4 | March 9, 2023 |
| October 2024 | $175,897,203 | 4 | August 14, 2024 |
| October 2025 | $204,636,372 | 4 | May 21, 2025 |
| October 2026 | $239,734,631 | 3 | March 2, 2026 |

Regulatory assets under management: $150,246,317 in the October 2021 data and $239,734,631 in the October 2026 data, up 60%.
Total employees: 4 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $204,636,372 to $239,734,631 (+17%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Brewster Financial Planning LLC (CRD 125291): Form ADV filing data as of October 2026.