# Bowen Financial Services, LLC

> Bowen Financial Services, LLC is an SEC-registered investment advisory firm in Midlothian, VA, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 116714
- Filed as: BOWEN FINANCIAL SERVICES, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Midlothian, VA
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/116714
- AdvisorCensus page: https://advisorcensus.com/firm/bowen-financial-services-llc-midlothian-va-116714

## Quick answers

**How is Bowen Financial Services, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Bowen Financial Services, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Bowen Financial Services, LLC's brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Up to $2,000,000: 1% a year; $2,000,000 to $5,000,000: 0.75% a year; $5,000,000 to $10,000,000: 0.5% a year; $10,000,000 to $20,000,000: 0.35% a year; Above $20,000,000: 0.25% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Bowen Financial Services, LLC located?**
Bowen Financial Services, LLC's principal office is in Midlothian, VA, according to its Form ADV.

**Is Bowen Financial Services, LLC registered with the SEC or a state?**
Bowen Financial Services, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 116714.

**How much does Bowen Financial Services, LLC manage?**
Bowen Financial Services, LLC reports $190,985,562 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (100% discretionary).

**How have Bowen Financial Services, LLC's assets and staff changed since 2022?**
In the Form ADV data for Bowen Financial Services, LLC: Regulatory assets under management: $133,539,842 in the October 2022 data and $190,985,562 in the October 2026 data, up 43%. Total employees: 3 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Bowen Financial Services, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (50); individuals (other than high net worth individuals) (17).

**Which custodians does Bowen Financial Services, LLC use?**
Bowen Financial Services, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Bowen Financial Services, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/116714

**What changed in Bowen Financial Services, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $166,319,000 to $190,985,562 (+15%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Up to $2,000,000: 1% a year
- $2,000,000 to $5,000,000: 0.75% a year
- $5,000,000 to $10,000,000: 0.5% a year
- $10,000,000 to $20,000,000: 0.35% a year
- Above $20,000,000: 0.25% a year

> Bowen Financial’s financial planning and investment supervisory service fees are charged on a tiered basis. Clients are charged 1% per annum on the first $2,000,000 of assets under management, 0.75% on the next $3 million, 0.5% on the next $5 million, 0.35% on the next $10 million, and 0.25% on assets over $20 million.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $190,985,562
- Discretionary: $190,985,562
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 17 | $13,122,893 |
| High net worth individuals | 50 | $177,862,669 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (4 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- bowenfinancial.com
- Facebook @Bowen-Financial-Services-101131558881023
- Instagram @bowen.financial.services.llc
- LinkedIn @bowen-financial-services-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $133,539,842 | 3 | July 6, 2022 |
| October 2023 | $122,474,246 | 3 | April 13, 2023 |
| October 2024 | $139,304,186 | 3 | April 1, 2024 |
| October 2025 | $166,319,000 | 3 | March 31, 2025 |
| October 2026 | $190,985,562 | 3 | March 30, 2026 |

Regulatory assets under management: $133,539,842 in the October 2022 data and $190,985,562 in the October 2026 data, up 43%.
Total employees: 3 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $166,319,000 to $190,985,562 (+15%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Bowen Financial Services, LLC (CRD 116714): Form ADV filing data as of October 2026.