# Blue Heron Capital

> Blue Heron Capital is an SEC-registered investment advisory firm in Englewood, CO, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 20, 2026.

- CRD: 339475
- Filed as: BLUE HERON CAPITAL
- Legal name: BHC Wealth Management, LLC
- Also doing business as: BLUE HERON CAPITAL, YOURMONEYYOURRETIREMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Englewood, CO
- Filing period: October 2026
- Form ADV filing dated: March 20, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/339475
- AdvisorCensus page: https://advisorcensus.com/firm/blue-heron-capital-englewood-co-339475

## Quick answers

**How is Blue Heron Capital compensated?**
On its Form ADV (Item 5.E, October 2026), Blue Heron Capital reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Blue Heron Capital charge?**
Its Form ADV Part 2A brochure dated March 20, 2026 states: Asset-based fee: up to 1.75% of assets a year (the maximum the brochure states); Hourly rate: $350 to $500 an hour (hourly financial planning fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Blue Heron Capital located?**
Blue Heron Capital's principal office is in Englewood, CO, according to its Form ADV.

**Is Blue Heron Capital registered with the SEC or a state?**
Blue Heron Capital is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 339475.

**How much does Blue Heron Capital manage?**
Blue Heron Capital reports $102,210,253 in regulatory assets under management in its Form ADV filing dated March 20, 2026 (100% discretionary).

**What types of clients does Blue Heron Capital serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (125); high net worth individuals (80).

**Which custodians does Blue Heron Capital use?**
Blue Heron Capital's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Blue Heron Capital report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/339475

**Does Blue Heron Capital state an account minimum?**
Its Form ADV Part 2A brochure dated March 20, 2026 says: "We impose a $250,000 minimum account value to initiate our Firm’s advisory and money management services, however, this may be waived as deemed appropriate by the Firm."

**What changed in Blue Heron Capital's recent Form ADV filings?**
In the February 2026 filing data: Newly registered with the SEC. Added the business name Blue Heron Capital. Added the business name Yourmoneyyourretirement. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 20, 2026)

- Asset-based fee: up to 1.75% of assets a year (the maximum the brochure states)

> The Firm’s annual fees will not exceed 1. 75%.

> Although the Firm has established a maximum annual fee as stated above, we retain the discretion to negotiate alternative fees on a Client-by-Client basis.

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> We impose a $250,000 minimum account value to initiate our Firm’s advisory and money management services, however, this may be waived as deemed appropriate by the Firm.

- Hourly rate: $350 to $500 an hour (hourly financial planning fees)

> Hourly financial planning fees range from $350-$500/hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $102,210,253
- Discretionary: $102,210,253
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 125 | $27,948,885 |
| High net worth individuals | 80 | $74,261,368 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 8 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CO, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- yourmoneyyourretirement.com
- Facebook @BLUEHERONCAPITAL
- LinkedIn @BLUE-HERON

## Changes in the filing (last 12 months)

### February 2026
- Newly registered with the SEC.
- Added the business name Blue Heron Capital.
- Added the business name Yourmoneyyourretirement.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Blue Heron Capital (CRD 339475): Form ADV filing data as of October 2026.