# Blom & Howell Financial Planning, Inc.

> Blom & Howell Financial Planning, Inc. is an SEC-registered investment advisory firm in Modesto, CA, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 19, 2026.

- CRD: 311830
- Filed as: BLOM & HOWELL FINANCIAL PLANNING, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Modesto, CA
- Filing period: October 2026
- Form ADV filing dated: May 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/311830
- AdvisorCensus page: https://advisorcensus.com/firm/blom-and-howell-financial-planning-inc-modesto-ca-311830

## Quick answers

**How is Blom & Howell Financial Planning, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Blom & Howell Financial Planning, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Blom & Howell Financial Planning, Inc. located?**
Blom & Howell Financial Planning, Inc.'s principal office is in Modesto, CA, according to its Form ADV.

**Is Blom & Howell Financial Planning, Inc. registered with the SEC or a state?**
Blom & Howell Financial Planning, Inc. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 311830.

**How much does Blom & Howell Financial Planning, Inc. manage?**
Blom & Howell Financial Planning, Inc. reports $161,476,118 in regulatory assets under management in its Form ADV filing dated May 19, 2026 (95% discretionary).

**How have Blom & Howell Financial Planning, Inc.'s assets and staff changed since 2022?**
In the Form ADV data for Blom & Howell Financial Planning, Inc.: Regulatory assets under management: $115,057,000 in the October 2022 data and $161,476,118 in the October 2026 data, up 40%. Total employees: 2 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Blom & Howell Financial Planning, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (367); high net worth individuals (50); corporations or other businesses not listed above (6).

**Which custodians does Blom & Howell Financial Planning, Inc. use?**
Blom & Howell Financial Planning, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Blom & Howell Financial Planning, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/311830

**Does Blom & Howell Financial Planning, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated January 30, 2026 says: "Adviser does not require a minimum account value to open or maintain an account."

**What changed in Blom & Howell Financial Planning, Inc.'s recent Form ADV filings?**
In the June 2026 filing data: Registered or notice-filed in IL.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 30, 2026)

- Account minimum: None

> Adviser does not require a minimum account value to open or maintain an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $161,476,118
- Discretionary: $152,804,995
- Non-discretionary: $8,671,123

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 367 | $70,748,050 |
| High net worth individuals | 50 | $84,883,138 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 6 | $5,844,930 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CA, CO, ID, IL, TN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- blomandhowell.com
- Facebook @blomandhowell
- LinkedIn @blomandhowell

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $115,057,000 | 2 | March 11, 2022 |
| October 2023 | $107,819,817 | 4 | March 9, 2023 |
| October 2024 | $127,370,240 | 4 | September 3, 2024 |
| October 2025 | $143,765,079 | 4 | March 26, 2025 |
| October 2026 | $161,476,118 | 3 | May 19, 2026 |

Regulatory assets under management: $115,057,000 in the October 2022 data and $161,476,118 in the October 2026 data, up 40%.
Total employees: 2 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Registered or notice-filed in IL.

### February 2026
- Employees performing advisory functions went from 3 to 2.
- Regulatory assets under management went from $143,765,079 to $161,476,118 (+12%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Blom & Howell Financial Planning, Inc. (CRD 311830): Form ADV filing data as of October 2026.