# Blacktower Financial Management (US) LLC

> Blacktower Financial Management (US) LLC is an SEC-registered investment advisory firm in Orlando, FL, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 25, 2026.

- CRD: 289142
- Filed as: BLACKTOWER FINANCIAL MANAGEMENT (US) LLC
- Also doing business as: DAVID JAMES WEALTH USA, HEADWAY WEALTH, SJB US, TITAN WEALTH USA
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Orlando, FL
- Filing period: October 2026
- Form ADV filing dated: March 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/289142
- AdvisorCensus page: https://advisorcensus.com/firm/blacktower-financial-management-us-llc-orlando-fl-289142

## Quick answers

**How is Blacktower Financial Management (US) LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Blacktower Financial Management (US) LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Blacktower Financial Management (US) LLC located?**
Blacktower Financial Management (US) LLC's principal office is in Orlando, FL, according to its Form ADV; the April 2026 filing also lists 12 other offices (Schedule D, Section 1.F).

**Is Blacktower Financial Management (US) LLC registered with the SEC or a state?**
Blacktower Financial Management (US) LLC is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 289142.

**How much does Blacktower Financial Management (US) LLC manage?**
Blacktower Financial Management (US) LLC reports $254,389,418 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (100% discretionary).

**How have Blacktower Financial Management (US) LLC's assets and staff changed since 2021?**
In the Form ADV data for Blacktower Financial Management (US) LLC: Regulatory assets under management: $131,291,982 in the October 2021 data and $254,389,418 in the October 2026 data, up 94%. Total employees: 44 in October 2021 and 29 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Blacktower Financial Management (US) LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (447); high net worth individuals (32).

**Which custodians does Blacktower Financial Management (US) LLC use?**
Blacktower Financial Management (US) LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc., Pershing and RL360 as custodians holding 10% or more of its separately managed account assets.

**Does Blacktower Financial Management (US) LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/289142

**Does Blacktower Financial Management (US) LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 25, 2026 says: "Although there is no minimum amount requirement, transferring the client's former UK pension scheme or US retirement account must be in the best interest of the client."

**What changed in Blacktower Financial Management (US) LLC's recent Form ADV filings?**
In the April 2026 filing data: No longer lists the business name Baycrest Wealth US. Added the business name Titan Wealth USA. Employees performing advisory functions went from 31 to 28. Regulatory assets under management went from $122,828,254 to $254,389,418 (+107%). Changed its office addresses in London. Added an office in Dubai. Added an office in Fetcham,leatherhead, Surrey. Added an office in Houston, TX. Added an office in Mexico City. No longer lists an office in Marbella, Malaga. No longer lists an office in Miami, FL. No longer lists an office in New York, NY. No longer lists an office in Santa Fe, NM. No longer lists an office in Windsor.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Account minimum: None

> Although there is no minimum amount requirement, transferring the client's former UK pension scheme or US retirement account must be in the best interest of the client.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Pershing
- RL360

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $254,389,418
- Discretionary: $254,389,418
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 447 | $188,248,169 |
| High net worth individuals | 32 | $66,141,249 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2017 (9 years)
- Employees: 29 total, 28 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, CT, FL, GA, IL, IN, LA, MA, MD, MI, NC, NH, NJ, NM, NY, OR, PA, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Barceloona, Catalonia
- Birkirkara
- Dubai
- Fetcham,leatherhead, Surrey
- Gibraltar
- Grand Cayman
- Houston, TX
- London
- Malaga
- Marbella
- Mexico City
- Shillington

### Websites listed on Form ADV (Item 1.I)
- blacktowerfm.com/united-states
- davidjameswealthusa.com
- sjb-us.com
- theblacktowergroup.com
- Facebook @BlacktowerUS
- Facebook @US.SJB
- LinkedIn @blacktower-financial-management-us-llc
- LinkedIn @sjb-us
- X @blacktowerus
- X @us_sjb

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $131,291,982 | 44 | September 24, 2021 |
| October 2022 | $200,611,899 | 49 | September 23, 2022 |
| October 2023 | $113,085,000 | 26 | August 29, 2023 |
| October 2024 | $183,238,000 | 31 | September 23, 2024 |
| October 2025 | $122,828,254 | 31 | June 20, 2025 |
| October 2026 | $254,389,418 | 29 | March 25, 2026 |

Regulatory assets under management: $131,291,982 in the October 2021 data and $254,389,418 in the October 2026 data, up 94%.
Total employees: 44 in October 2021 and 29 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- No longer lists the business name Baycrest Wealth US.
- Added the business name Titan Wealth USA.
- Employees performing advisory functions went from 31 to 28.
- Regulatory assets under management went from $122,828,254 to $254,389,418 (+107%).
- Changed its office addresses in London.
- Added an office in Dubai.
- Added an office in Fetcham,leatherhead, Surrey.
- Added an office in Houston, TX.
- Added an office in Mexico City.
- No longer lists an office in Marbella, Malaga.
- No longer lists an office in Miami, FL.
- No longer lists an office in New York, NY.
- No longer lists an office in Santa Fe, NM.
- No longer lists an office in Windsor.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Blacktower Financial Management (US) LLC (CRD 289142): Form ADV filing data as of October 2026.