# Black Harbor Financial

> Black Harbor Financial is a state-registered investment advisory firm, registered since 2017, reporting under $25 million in regulatory assets under management in its Form ADV filing dated February 11, 2025.

- CRD: 290015
- Filed as: BLACK HARBOR FINANCIAL
- Legal name: Black Harbor Financial LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Maine
- Filing period: October 2026
- Form ADV filing dated: February 11, 2025
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/290015
- AdvisorCensus page: https://advisorcensus.com/firm/black-harbor-financial-290015

## Quick answers

**How is Black Harbor Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Black Harbor Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Is Black Harbor Financial registered with the SEC or a state?**
Black Harbor Financial is a state-registered investment advisory firm, registered since 2017. Status as filed: APPROVED. CRD 290015.

**How much does Black Harbor Financial manage?**
Black Harbor Financial reports $1,682,313 in regulatory assets under management in its Form ADV filing dated February 11, 2025 (86% discretionary).

**What types of clients does Black Harbor Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (6).

**Does Black Harbor Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/290015

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $1,682,313
- Discretionary: $1,439,917
- Non-discretionary: $242,396

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 6 | $1,439,917 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $242,396 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2017 (8 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: ME
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- Facebook @blackharborme

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Black Harbor Financial (CRD 290015): Form ADV filing data as of October 2026.