# Betterwealth LLC

> Betterwealth LLC is an SEC-registered investment advisory firm in San Jose, CA, registered since 2015, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 15, 2026.

- CRD: 226661
- Filed as: BETTERWEALTH LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Jose, CA
- Filing period: October 2026
- Form ADV filing dated: September 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/226661
- AdvisorCensus page: https://advisorcensus.com/firm/betterwealth-llc-san-jose-ca-226661

## Quick answers

**How is Betterwealth LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Betterwealth LLC reports these compensation arrangements: a percentage of assets under its management.

**Where is Betterwealth LLC located?**
Betterwealth LLC's principal office is in San Jose, CA, according to its Form ADV.

**Is Betterwealth LLC registered with the SEC or a state?**
Betterwealth LLC is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 226661.

**How much does Betterwealth LLC manage?**
Betterwealth LLC reports $659,944,393 in regulatory assets under management in its Form ADV filing dated September 15, 2026 (98% discretionary).

**How have Betterwealth LLC's assets and staff changed since 2021?**
In the Form ADV data for Betterwealth LLC: Regulatory assets under management: $345,344,222 in the October 2021 data and $659,944,393 in the October 2026 data, up 91%. Total employees: 5 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Betterwealth LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (215); individuals (other than high net worth individuals) (158); pension and profit sharing plans (but not the plan participants or government pension plans) (5).

**Which custodians does Betterwealth LLC use?**
Betterwealth LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Betterwealth LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/226661

**Does Betterwealth LLC state an account minimum?**
Its Form ADV Part 2A brochure dated July 17, 2026 says: "While our firm does not require a minimum account balance for our Wealth Management services, we reserve the authority to terminate a client account or reject a prospective client if we determine that the size of an account is too small to effectively service the client."

**What changed in Betterwealth LLC's recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in WA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated July 17, 2026)

- Account minimum: None

> While our firm does not require a minimum account balance for our Wealth Management services, we reserve the authority to terminate a client account or reject a prospective client if we determine that the size of an account is too small to effectively service the client.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $659,944,393
- Discretionary: $647,640,598
- Non-discretionary: $12,303,795

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 158 | $44,744,804 |
| High net worth individuals | 215 | $602,556,297 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $12,643,292 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2015 (11 years)
- Employees: 6 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, OR, TX, UT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- betterwealth.us
- Instagram @betterwealthus
- LinkedIn @BETTERWEALTH-US (Inactive)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $345,344,222 | 5 | July 13, 2021 |
| October 2022 | $414,579,396 | 5 | February 9, 2022 |
| October 2023 | $385,833,601 | 5 | September 26, 2023 |
| October 2024 | $501,727,943 | 6 | May 20, 2024 |
| October 2025 | $558,018,194 | 6 | July 3, 2025 |
| October 2026 | $659,944,393 | 6 | September 15, 2026 |

Regulatory assets under management: $345,344,222 in the October 2021 data and $659,944,393 in the October 2026 data, up 91%.
Total employees: 5 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in WA.

### April 2026
- Regulatory assets under management went from $558,018,194 to $659,944,393 (+18%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Betterwealth LLC (CRD 226661): Form ADV filing data as of October 2026.