# Berkshire Money Management, Inc.

> Berkshire Money Management, Inc. is an SEC-registered investment advisory firm in Dalton, MA, registered since 2003, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 30, 2026.

- CRD: 124873
- Filed as: BERKSHIRE MONEY MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Dalton, MA
- Filing period: October 2026
- Form ADV filing dated: September 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/124873
- AdvisorCensus page: https://advisorcensus.com/firm/berkshire-money-management-inc-dalton-ma-124873

## Quick answers

**How is Berkshire Money Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Berkshire Money Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Berkshire Money Management, Inc. located?**
Berkshire Money Management, Inc.'s principal office is in Dalton, MA, according to its Form ADV; the October 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Berkshire Money Management, Inc. registered with the SEC or a state?**
Berkshire Money Management, Inc. is an SEC-registered investment advisory firm, registered since 2003. Status as filed: Approved. CRD 124873.

**How much does Berkshire Money Management, Inc. manage?**
Berkshire Money Management, Inc. reports $1,227,078,134 in regulatory assets under management in its Form ADV filing dated September 30, 2026 (100% discretionary).

**How have Berkshire Money Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Berkshire Money Management, Inc.: Regulatory assets under management: $694,175,826 in the October 2021 data and $1,227,078,134 in the October 2026 data, up 77%. Total employees: 13 in October 2021 and 22 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Berkshire Money Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (540); high net worth individuals (335); charitable organizations (15).

**Which custodians does Berkshire Money Management, Inc. use?**
Berkshire Money Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Berkshire Money Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/124873

**What changed in Berkshire Money Management, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $1,075,414,036 to $1,227,078,134 (+14%). Added an office in Williamstown, MA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,227,078,134
- Discretionary: $1,226,481,436
- Non-discretionary: $596,698

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 540 | $214,093,730 |
| High net worth individuals | 335 | $965,193,959 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 6 | $19,753,299 |
| Charitable organizations | 15 | $1,432,140 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 7 | $26,605,006 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Other

### Firm details
- Registered since: 2003 (23 years)
- Employees: 22 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, CT, FL, GA, IL, KY, LA, MA, ME, MI, MO, NC, NE, NH, NJ, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Great Barrington, MA
- Williamstown, MA

### Websites listed on Form ADV (Item 1.I)
- berkshiremm.com
- Facebook @berkshiremoneymanagment
- Instagram @berkshiremm
- LinkedIn @berkshiremm

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $694,175,826 | 13 | July 23, 2021 |
| October 2022 | $853,431,360 | 18 | September 1, 2022 |
| October 2023 | $765,618,331 | 19 | August 23, 2023 |
| October 2024 | $903,750,191 | 19 | August 14, 2024 |
| October 2025 | $1,075,414,036 | 18 | February 28, 2025 |
| October 2026 | $1,227,078,134 | 22 | September 30, 2026 |

Regulatory assets under management: $694,175,826 in the October 2021 data and $1,227,078,134 in the October 2026 data, up 77%.
Total employees: 13 in October 2021 and 22 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $1,075,414,036 to $1,227,078,134 (+14%).
- Added an office in Williamstown, MA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Berkshire Money Management, Inc. (CRD 124873): Form ADV filing data as of October 2026.