# Beam Wealth Advisors, Inc.

> Beam Wealth Advisors, Inc. is an SEC-registered investment advisory firm in Covington, LA, registered since 2001, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 13, 2026.

- CRD: 109867
- Filed as: BEAM WEALTH ADVISORS, INC.
- Also doing business as: BENEDETTI, GUCER & ASSOCIATES, BGA 401K, BGA WEALTH, DAVIS FINANCIAL, FINESTPLAN LC, JDS WEALTH STRATEGIES, MOUNTAIN WEST WEALTH, OBAN WEALTH MANAGEMENT LLC, ROGERS AND ROGERS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Covington, LA
- Filing period: October 2026
- Form ADV filing dated: August 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/109867
- AdvisorCensus page: https://advisorcensus.com/firm/beam-wealth-advisors-inc-covington-la-109867

## Quick answers

**How is Beam Wealth Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Beam Wealth Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Beam Wealth Advisors, Inc. charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Flat fee: $600 to $15,000 (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Beam Wealth Advisors, Inc. located?**
Beam Wealth Advisors, Inc.'s principal office is in Covington, LA, according to its Form ADV; the September 2026 filing also lists 10 other offices (Schedule D, Section 1.F).

**Is Beam Wealth Advisors, Inc. registered with the SEC or a state?**
Beam Wealth Advisors, Inc. is an SEC-registered investment advisory firm, registered since 2001. Status as filed: Approved. CRD 109867.

**How much does Beam Wealth Advisors, Inc. manage?**
Beam Wealth Advisors, Inc. reports $1,600,547,274 in regulatory assets under management in its Form ADV filing dated August 13, 2026 (98% discretionary).

**How have Beam Wealth Advisors, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Beam Wealth Advisors, Inc.: Regulatory assets under management: $599,880,953 in the October 2021 data and $1,600,547,274 in the October 2026 data, up 167%. Total employees: 24 in October 2021 and 27 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Beam Wealth Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,762); high net worth individuals (445); pension and profit sharing plans (but not the plan participants or government pension plans) (40).

**Which custodians does Beam Wealth Advisors, Inc. use?**
Beam Wealth Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc., National Financial Services LLC and Raymond James & Associates, Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Beam Wealth Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/109867

**What changed in Beam Wealth Advisors, Inc.'s recent Form ADV filings?**
In the May 2026 filing data: No longer lists an office in St. Paul, MN.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Flat fee: $600 to $15,000 (financial planning and consulting services)

> These fees are negotiable but generally range from $600 to $15,000 on a fixed fee basis and/or from $100 to $400 on an hourly basis, depending upon the scope and complexity of the services provided.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- National Financial Services LLC
- Raymond James & Associates, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,600,547,274
- Discretionary: $1,562,007,054
- Non-discretionary: $38,540,220

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,762 | $489,631,447 |
| High net worth individuals | 445 | $890,061,545 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 40 | $202,245,873 |
| Charitable organizations | 1 | $242,296 |
| Corporations or other businesses not listed above | 10 | $18,366,113 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Market timing services
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2001 (25 years)
- Employees: 27 total, 27 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, LA, MA, MD, ME, MN, MO, MS, NC, NH, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Atlanta, GA
- Columbus, MS
- Mandeville, LA
- Metairie, LA
- Midway, UT
- Newtown Square, PA
- Oxford, MS
- Tullahoma, TN
- Tupelo, MS
- West Haven, UT

### Websites listed on Form ADV (Item 1.I)
- beamwealth.com
- bgawealth.com
- Facebook @BEAMwealth
- Facebook @BGAwealth
- Instagram @beam_wealth_advisors
- LinkedIn @beamwealthadvisors
- LinkedIn @benedetti-gucer-associates
- X @bga_wealth
- YouTube @MapYourMoney
- YouTube @beam_bga_wealth
- YouTube @beamwealthadvisorsinc.8145

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $599,880,953 | 24 | March 24, 2021 |
| October 2022 | $505,813,674 | 19 | July 1, 2022 |
| October 2023 | $499,240,343 | 18 | June 29, 2023 |
| October 2024 | $577,438,797 | 17 | September 25, 2024 |
| October 2025 | $1,314,316,357 | 17 | June 5, 2025 |
| October 2026 | $1,600,547,274 | 27 | August 13, 2026 |

Regulatory assets under management: $599,880,953 in the October 2021 data and $1,600,547,274 in the October 2026 data, up 167%.
Total employees: 24 in October 2021 and 27 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- No longer lists an office in St. Paul, MN.

### April 2026
- Employees performing advisory functions went from 17 to 27.
- Regulatory assets under management went from $1,314,316,357 to $1,600,547,274 (+22%).
- Added an office in St. Paul, MN.
- Registered or notice-filed in MN.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Beam Wealth Advisors, Inc. (CRD 109867): Form ADV filing data as of October 2026.