# Beacon Harbor Wealth Advisors

> Beacon Harbor Wealth Advisors is an SEC-registered investment advisory firm in Virginia Beach, VA, registered since 2019, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 9, 2026.

- CRD: 300243
- Filed as: BEACON HARBOR WEALTH ADVISORS
- Legal name: Beacon Harbor Wealth Advisors, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Virginia Beach, VA
- Filing period: October 2026
- Form ADV filing dated: July 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/300243
- AdvisorCensus page: https://advisorcensus.com/firm/beacon-harbor-wealth-advisors-virginia-beach-va-300243

## Quick answers

**How is Beacon Harbor Wealth Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Beacon Harbor Wealth Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Beacon Harbor Wealth Advisors charge?**
Its Form ADV Part 2A brochure dated July 9, 2026 states: Flat fee: $1,000 to $50,000 (Financial Planning); Hourly rate: $100 an hour (Financial Planning fee for an Associate); Hourly rate: $300 an hour (Financial Planning fee for a Principal). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Beacon Harbor Wealth Advisors located?**
Beacon Harbor Wealth Advisors' principal office is in Virginia Beach, VA, according to its Form ADV.

**Is Beacon Harbor Wealth Advisors registered with the SEC or a state?**
Beacon Harbor Wealth Advisors is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 300243.

**How much does Beacon Harbor Wealth Advisors manage?**
Beacon Harbor Wealth Advisors reports $608,304,013 in regulatory assets under management in its Form ADV filing dated July 9, 2026 (100% discretionary).

**How have Beacon Harbor Wealth Advisors' assets and staff changed since 2021?**
In the Form ADV data for Beacon Harbor Wealth Advisors: Regulatory assets under management: $357,685,242 in the October 2021 data and $608,304,013 in the October 2026 data, up 70%. Total employees: 6 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Beacon Harbor Wealth Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (392); high net worth individuals (180).

**Which custodians does Beacon Harbor Wealth Advisors use?**
Beacon Harbor Wealth Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Wells Fargo Clearing Services, LLC as custodians holding 10% or more of its separately managed account assets.

**Does Beacon Harbor Wealth Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/300243

**Does Beacon Harbor Wealth Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated July 9, 2026 says: "Our minimum account size requirement is $250,000.00. However, Beacon Harbor Wealth may accept clients who may have a smaller account size at their sole discretion."

**What changed in Beacon Harbor Wealth Advisors' recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 4 to 5.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 9, 2026)

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> Our minimum account size requirement is $250,000.00. However, Beacon Harbor Wealth may accept clients who may have a smaller account size at their sole discretion.

- Flat fee: $1,000 to $50,000 (Financial Planning)

> Financial Planning will generally be offered on a fixed fee basis. The fixed fee will be agreed upon before the start of any work. The fixed fee can range between $1,000.00 and $50,000.00

- Hourly rate: $100 an hour (Financial Planning fee for an Associate)

> Financial Planning fee is an hourly rate of $100.00 per hour for an Associate or $300.00 per hour for a Principal.

- Hourly rate: $300 an hour (Financial Planning fee for a Principal)

> Financial Planning fee is an hourly rate of $100.00 per hour for an Associate or $300.00 per hour for a Principal.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Wells Fargo Clearing Services, LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $608,304,013
- Discretionary: $608,304,013
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 392 | $123,678,832 |
| High net worth individuals | 180 | $457,728,723 |
| Charitable organizations | Fewer than 5 | $4,349,281 |
| Corporations or other businesses not listed above | Fewer than 5 | $22,547,177 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2019 (7 years)
- Employees: 8 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, FL, GA, LA, NC, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [beaconharborwealth.com](https://beaconharborwealth.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $357,685,242 | 6 | March 4, 2021 |
| October 2022 | $405,410,468 | 7 | September 20, 2022 |
| October 2023 | $444,690,110 | 7 | March 3, 2023 |
| October 2024 | $522,251,377 | 7 | February 12, 2024 |
| October 2025 | $625,592,439 | 7 | June 9, 2025 |
| October 2026 | $608,304,013 | 8 | July 9, 2026 |

Regulatory assets under management: $357,685,242 in the October 2021 data and $608,304,013 in the October 2026 data, up 70%.
Total employees: 6 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 4 to 5.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Beacon Harbor Wealth Advisors (CRD 300243): Form ADV filing data as of October 2026.