{
  "crd_number": 115489,
  "slug": "bcs-wealth-management-llc-johnson-city-tn-115489",
  "primary_business_name": "BCS WEALTH MANAGEMENT, LLC",
  "legal_name": "BCS FINANCIAL, LLC",
  "dbas": [
    "STILL WATERS FAMILY OFFICE"
  ],
  "city": "Johnson City",
  "state": "TN",
  "country": "United States",
  "cbsa_code": "27740",
  "metro": {
    "cbsa_code": "27740",
    "common_name": "Johnson City",
    "msa_name": "Johnson City, TN",
    "path": "/advisors/tn/johnson-city"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2002-02-08",
  "years_registered": 24,
  "period": "2026-10-01",
  "filing_date": "2026-03-13",
  "carried_forward": false,
  "raum_total": 987373384.0,
  "raum_discretionary": 897051756.0,
  "raum_non_discretionary": 90321628.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 12,
  "advisory_employees": 7,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": null,
      "count": 0
    },
    "charitable": {
      "raum": 21525214.0,
      "count": 7
    },
    "individuals": {
      "raum": 177599811.0,
      "count": 622
    },
    "banking_thrift": {
      "raum": null,
      "count": 0
    },
    "state_municipal": {
      "raum": null,
      "count": 0
    },
    "insurance_companies": {
      "raum": null,
      "count": 0
    },
    "investment_companies": {
      "raum": null,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 91339710.0,
      "count": 17
    },
    "other_investment_advisers": {
      "raum": null,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 696908649.0,
      "count": 202
    },
    "pooled_investment_vehicles": {
      "raum": null,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": null,
      "count": 0
    },
    "business_development_companies": {
      "raum": null,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": null,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CO",
    "FL",
    "NC",
    "SC",
    "TN",
    "TX",
    "VA"
  ],
  "websites": [
    "https://bcsfinancial.com",
    "https://bcswealth.com",
    "https://facebook.com/BCS-Wealth-Management-1182170658624859",
    "https://instagram.com/bcswealth",
    "https://linkedin.com/company/bcs-wealth-management",
    "https://thebenchmark.podbean.com",
    "https://youtube.com/channel/UCXAIuC1Oz4uYRu1jPeXNVRw"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/115489",
  "city_as_filed": "JOHNSON CITY",
  "url": "https://advisorcensus.com/firm/bcs-wealth-management-llc-johnson-city-tn-115489",
  "display_name": "BCS Wealth Management, LLC",
  "summary": "BCS Wealth Management, LLC is an SEC-registered investment advisory firm in Johnson City, TN, registered since 2002, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 13, 2026.",
  "citation": "AdvisorCensus. BCS Wealth Management, LLC (CRD 115489): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is BCS Wealth Management, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), BCS Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is BCS Wealth Management, LLC located?",
      "a": "BCS Wealth Management, LLC's principal office is in Johnson City, TN, according to its Form ADV."
    },
    {
      "q": "Is BCS Wealth Management, LLC registered with the SEC or a state?",
      "a": "BCS Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2002. Status as filed: Approved. CRD 115489."
    },
    {
      "q": "How much does BCS Wealth Management, LLC manage?",
      "a": "BCS Wealth Management, LLC reports $987,373,384 in regulatory assets under management in its Form ADV filing dated March 13, 2026 (91% discretionary)."
    },
    {
      "q": "How have BCS Wealth Management, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for BCS Wealth Management, LLC: Regulatory assets under management: $426,271,543 in the October 2021 data and $987,373,384 in the October 2026 data, up 132%. Total employees: 10 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does BCS Wealth Management, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (622); high net worth individuals (202); pension and profit sharing plans (but not the plan participants or government pension plans) (17)."
    },
    {
      "q": "Which custodians does BCS Wealth Management, LLC use?",
      "a": "BCS Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does BCS Wealth Management, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/115489"
    },
    {
      "q": "Does BCS Wealth Management, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 13, 2026 says: \"BCSWM has a minimum portfolio value for our portfolio management services of $350,000. The minimum is an aggregate of a household’s accounts and not a per account minimum. At BCSWM’s discretion, we may waive the minimum value based on other factors.\""
    },
    {
      "q": "What changed in BCS Wealth Management, LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 8 to 7. Regulatory assets under management went from $811,578,500 to $987,373,384 (+22%). Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 426271543.0,
      "total_employees": 10,
      "filing_date": "2021-03-23"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 517306258.0,
      "total_employees": 11,
      "filing_date": "2022-03-25"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 521560784.0,
      "total_employees": 11,
      "filing_date": "2023-08-08"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 599371725.0,
      "total_employees": 13,
      "filing_date": "2024-03-25"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 811578500.0,
      "total_employees": 12,
      "filing_date": "2025-03-12"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 987373384.0,
      "total_employees": 12,
      "filing_date": "2026-03-13"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 8 to 7.",
        "Regulatory assets under management went from $811,578,500 to $987,373,384 (+22%).",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 13, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$350,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $350,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "BCSWM has a minimum portfolio value for our portfolio management services of $350,000. The minimum is an aggregate of a household’s accounts and not a per account minimum. At BCSWM’s discretion, we may waive the minimum value based on other factors."
        ]
      }
    ],
    "quotes": [
      "BCSWM has a minimum portfolio value for our portfolio management services of $350,000. The minimum is an aggregate of a household’s accounts and not a per account minimum. At BCSWM’s discretion, we may waive the minimum value based on other factors."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/bcs-wealth-management-llc-johnson-city-tn-115489.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 622,
      "fewer_than_5": false,
      "raum": 177599811.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 202,
      "fewer_than_5": false,
      "raum": 696908649.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 17,
      "fewer_than_5": false,
      "raum": 91339710.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 7,
      "fewer_than_5": false,
      "raum": 21525214.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/115489",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}