# Baytrust Wealth Management, LLC

> Baytrust Wealth Management, LLC is an SEC-registered investment advisory firm in Tampa, FL, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated May 29, 2026.

- CRD: 338822
- Filed as: BAYTRUST WEALTH MANAGEMENT, LLC
- Also doing business as: UNITED FINANCIAL GROUP LLC
- Registration: SEC-registered investment adviser (status as filed: 120-Day Approval)
- Location: Tampa, FL
- Filing period: October 2026
- Form ADV filing dated: May 29, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/338822
- AdvisorCensus page: https://advisorcensus.com/firm/baytrust-wealth-management-llc-tampa-fl-338822

## Quick answers

**How is Baytrust Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Baytrust Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Baytrust Wealth Management, LLC located?**
Baytrust Wealth Management, LLC's principal office is in Tampa, FL, according to its Form ADV.

**Is Baytrust Wealth Management, LLC registered with the SEC or a state?**
Baytrust Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: 120-Day Approval. CRD 338822.

**How much does Baytrust Wealth Management, LLC manage?**
Baytrust Wealth Management, LLC reports $97,749,639 in regulatory assets under management in its Form ADV filing dated May 29, 2026 (100% discretionary).

**What types of clients does Baytrust Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (194); high net worth individuals (20).

**Which custodians does Baytrust Wealth Management, LLC use?**
Baytrust Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Baytrust Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/338822

**Does Baytrust Wealth Management, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "BayTrust offers advisory services to individuals, high net worth individuals, trusts, estates, businesses, retirement plans, and pension plans. BayTrust does not require a minimum relationship size."

**What changed in Baytrust Wealth Management, LLC's recent Form ADV filings?**
In the June 2026 filing data: Registered or notice-filed in CA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Account minimum: None

> BayTrust offers advisory services to individuals, high net worth individuals, trusts, estates, businesses, retirement plans, and pension plans. BayTrust does not require a minimum relationship size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $97,749,639
- Discretionary: $97,749,639
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 194 | $45,804,167 |
| High net worth individuals | 20 | $51,945,472 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2025 (0 years)
- Employees: 5 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, IN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- baytrust.com

## Changes in the filing (last 12 months)

### June 2026
- Registered or notice-filed in CA.

### April 2026
- Regulatory assets under management went from $0 to $97,749,639.

### February 2026
- Added the business name United Financial Group LLC.
- Registered or notice-filed in IN.

### January 2026
- Newly registered with the SEC.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Baytrust Wealth Management, LLC (CRD 338822): Form ADV filing data as of October 2026.