# Baring Financial LLC

> Baring Financial LLC is an SEC-registered investment advisory firm in Bellingham, WA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 11, 2026.

- CRD: 173761
- Filed as: BARING FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bellingham, WA
- Filing period: October 2026
- Form ADV filing dated: February 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/173761
- AdvisorCensus page: https://advisorcensus.com/firm/baring-financial-llc-bellingham-wa-173761

## Quick answers

**How is Baring Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Baring Financial LLC reports these compensation arrangements: a percentage of assets under its management.

**Where is Baring Financial LLC located?**
Baring Financial LLC's principal office is in Bellingham, WA, according to its Form ADV.

**Is Baring Financial LLC registered with the SEC or a state?**
Baring Financial LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 173761.

**How much does Baring Financial LLC manage?**
Baring Financial LLC reports $210,327,061 in regulatory assets under management in its Form ADV filing dated February 11, 2026 (100% discretionary).

**How have Baring Financial LLC's assets and staff changed since 2022?**
In the Form ADV data for Baring Financial LLC: Regulatory assets under management: $109,979,464 in the October 2022 data and $210,327,061 in the October 2026 data, up 91%. Total employees: 3 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Baring Financial LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (429); high net worth individuals (54).

**Which custodians does Baring Financial LLC use?**
Baring Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Baring Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/173761

**Does Baring Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 11, 2026 says: "We do not have a minimum account size."

**What changed in Baring Financial LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $188,071,412 to $210,327,061 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 11, 2026)

- Account minimum: None

> We do not have a minimum account size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $210,327,061
- Discretionary: $210,327,061
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 429 | $87,105,890 |
| High net worth individuals | 54 | $123,221,171 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (4 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, HI, IL, NE, TX, UT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $109,979,464 | 3 | August 22, 2022 |
| October 2023 | $110,320,048 | 3 | February 24, 2023 |
| October 2024 | $136,435,327 | 3 | March 12, 2024 |
| October 2025 | $188,071,412 | 3 | February 26, 2025 |
| October 2026 | $210,327,061 | 3 | February 11, 2026 |

Regulatory assets under management: $109,979,464 in the October 2022 data and $210,327,061 in the October 2026 data, up 91%.
Total employees: 3 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $188,071,412 to $210,327,061 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Baring Financial LLC (CRD 173761): Form ADV filing data as of October 2026.