# Bamboo Wealth Strategies

> Bamboo Wealth Strategies is an SEC-registered investment advisory firm in San Diego, CA, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 15, 2026.

- CRD: 170093
- Filed as: BAMBOO WEALTH STRATEGIES
- Legal name: Spectrum Planning & Advisory Services Inc.
- Also doing business as: BETTER PLANNING
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: September 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/170093
- AdvisorCensus page: https://advisorcensus.com/firm/bamboo-wealth-strategies-san-diego-ca-170093

## Quick answers

**How is Bamboo Wealth Strategies compensated?**
On its Form ADV (Item 5.E, October 2026), Bamboo Wealth Strategies reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Bamboo Wealth Strategies located?**
Bamboo Wealth Strategies' principal office is in San Diego, CA, according to its Form ADV.

**Is Bamboo Wealth Strategies registered with the SEC or a state?**
Bamboo Wealth Strategies is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 170093.

**How much does Bamboo Wealth Strategies manage?**
Bamboo Wealth Strategies reports $235,695,335 in regulatory assets under management in its Form ADV filing dated September 15, 2026 (100% discretionary).

**How have Bamboo Wealth Strategies' assets and staff changed since 2021?**
In the Form ADV data for Bamboo Wealth Strategies: Regulatory assets under management: $116,373,526 in the October 2021 data and $235,695,335 in the October 2026 data, up 103%. Total employees: 4 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Bamboo Wealth Strategies serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (145); high net worth individuals (84).

**Which custodians does Bamboo Wealth Strategies use?**
Bamboo Wealth Strategies' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Bamboo Wealth Strategies report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/170093

**Does Bamboo Wealth Strategies state an account minimum?**
Its Form ADV Part 2A brochure dated May 5, 2026 says: "Bamboo Wealth generally does not impose a minimum size for establishing a relationship."

**What changed in Bamboo Wealth Strategies' recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $184,244,140 to $235,695,335 (+28%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated May 5, 2026)

- Account minimum: None

> Bamboo Wealth generally does not impose a minimum size for establishing a relationship.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $235,695,335
- Discretionary: $235,695,335
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 145 | $41,746,016 |
| High net worth individuals | 84 | $185,804,267 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $5,652,462 |
| Charitable organizations | Fewer than 5 | $2,492,590 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2020 (5 years)
- Employees: 8 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NH, PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- bamboowealth.com
- bamboowealthstrategies.com
- hooverluster.com
- startbetterplanning.com
- Instagram @startbetterplanning
- LinkedIn @BAMBOO-WEALTH-STRATEGIES
- LinkedIn @better-planning

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $116,373,526 | 4 | July 26, 2021 |
| October 2022 | $132,581,850 | 4 | July 19, 2022 |
| October 2023 | $123,324,430 | 5 | February 3, 2023 |
| October 2024 | $151,901,509 | 8 | September 23, 2024 |
| October 2025 | $184,244,140 | 5 | March 25, 2025 |
| October 2026 | $235,695,335 | 8 | September 15, 2026 |

Regulatory assets under management: $116,373,526 in the October 2021 data and $235,695,335 in the October 2026 data, up 103%.
Total employees: 4 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $184,244,140 to $235,695,335 (+28%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Bamboo Wealth Strategies (CRD 170093): Form ADV filing data as of October 2026.