# Ballast, Inc.

> Ballast, Inc. is an SEC-registered investment advisory firm in Lexington, KY, registered since 2014, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 14, 2026.

- CRD: 152695
- Filed as: BALLAST, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lexington, KY
- Filing period: October 2026
- Form ADV filing dated: July 14, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/152695
- AdvisorCensus page: https://advisorcensus.com/firm/ballast-inc-lexington-ky-152695

## Quick answers

**How is Ballast, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Ballast, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**Where is Ballast, Inc. located?**
Ballast, Inc.'s principal office is in Lexington, KY, according to its Form ADV.

**Is Ballast, Inc. registered with the SEC or a state?**
Ballast, Inc. is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 152695.

**How much does Ballast, Inc. manage?**
Ballast, Inc. reports $751,516,845 in regulatory assets under management in its Form ADV filing dated July 14, 2026 (93% discretionary).

**How have Ballast, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Ballast, Inc.: Regulatory assets under management: $358,398,083 in the October 2021 data and $751,516,845 in the October 2026 data, up 110%. Total employees: 9 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Ballast, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (237); high net worth individuals (217); pension and profit sharing plans (but not the plan participants or government pension plans) (17).

**Which custodians does Ballast, Inc. use?**
Ballast, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Ballast, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/152695

**Does Ballast, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated February 27, 2026 says: "Ballast generally does not impose a minimum account size for establishing a relationship."

**What changed in Ballast, Inc.'s recent Form ADV filings?**
In the August 2026 filing data: Registered or notice-filed in VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated February 27, 2026)

- Account minimum: None

> Ballast generally does not impose a minimum account size for establishing a relationship.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $751,516,845
- Discretionary: $699,773,468
- Non-discretionary: $51,743,377

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 237 | $88,332,370 |
| High net worth individuals | 217 | $627,048,192 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 17 | $29,126,443 |
| Charitable organizations | 3 | $2,357,105 |
| State or municipal government entities (including government pension plans) | 1 | $3,940,123 |
| Other | 1 | $712,612 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2014 (12 years)
- Employees: 12 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, FL, GA, IN, KY, NC, OH, TN, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- ballastplan.com
- Facebook @BALLASTPLAN
- Instagram @BALLAST_INC
- LinkedIn @ballastplan
- YouTube @UC_o6SQnd89ZPMZS3VuYBzSg

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $358,398,083 | 9 | September 7, 2021 |
| October 2022 | $462,991,449 | 6 | March 4, 2022 |
| October 2023 | $423,413,984 | 12 | October 3, 2023 |
| October 2024 | $543,897,082 | 12 | February 21, 2024 |
| October 2025 | $625,203,027 | 12 | February 28, 2025 |
| October 2026 | $751,516,845 | 12 | July 14, 2026 |

Regulatory assets under management: $358,398,083 in the October 2021 data and $751,516,845 in the October 2026 data, up 110%.
Total employees: 9 in October 2021 and 12 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Registered or notice-filed in VA.

### March 2026
- Employees performing advisory functions went from 6 to 8.
- Regulatory assets under management went from $625,203,027 to $751,516,845 (+20%).

### December 2025
- Registered or notice-filed in CO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Ballast, Inc. (CRD 152695): Form ADV filing data as of October 2026.