# Balance Cash Management Inc.

> Balance Cash Management Inc. is an SEC-registered investment advisory firm in San Francisco, CA, registered since 2025, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 29, 2026.

- CRD: 333867
- Filed as: BALANCE CASH MANAGEMENT INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Francisco, CA
- Filing period: October 2026
- Form ADV filing dated: April 29, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/333867
- AdvisorCensus page: https://advisorcensus.com/firm/balance-cash-management-inc-san-francisco-ca-333867

## Quick answers

**How is Balance Cash Management Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Balance Cash Management Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Balance Cash Management Inc. charge?**
Its Form ADV Part 2A brochure dated April 29, 2026 states: Asset-based fee: up to 0.5% of assets a year (the maximum the brochure states); Flat fee: $15,000 to $50,000 a year (specialized software access and integration). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Balance Cash Management Inc. located?**
Balance Cash Management Inc.'s principal office is in San Francisco, CA, according to its Form ADV.

**Is Balance Cash Management Inc. registered with the SEC or a state?**
Balance Cash Management Inc. is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 333867.

**How much does Balance Cash Management Inc. manage?**
Balance Cash Management Inc. reports $11,595,115 in regulatory assets under management in its Form ADV filing dated April 29, 2026 (100% discretionary).

**How have Balance Cash Management Inc.'s assets and staff changed since 2025?**
In the Form ADV data for Balance Cash Management Inc.: Total employees: 5 in October 2025 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Balance Cash Management Inc. serve?**
By number of clients on Form ADV Item 5.D: corporations or other businesses not listed above (52).

**Which custodians does Balance Cash Management Inc. use?**
Balance Cash Management Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Apex Clearing Corporation and Bivo Financial LLC as custodians holding 10% or more of its separately managed account assets.

**Does Balance Cash Management Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333867

**Does Balance Cash Management Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated April 29, 2026 says: "Balance Cash does not provide advisory services to retail individuals. Furthermore, Balance does not require a minimum account size to open or maintain an account, though the minimum annual Software Fee makes the service practical only for businesses with significant cash reserves."

**What changed in Balance Cash Management Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $13,022,099 to $11,595,115 (-11%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 29, 2026)

- Asset-based fee: up to 0.5% of assets a year (the maximum the brochure states)

> We charge an asset-based fee of up to 0.50% annually on the assets under management (AUM) held within the Balance platform.

> For clients requiring specialized software access and integration, we charge a fixed annual fee ranging from $15,000 to $50,000.

- Account minimum: None

> Balance Cash does not provide advisory services to retail individuals. Furthermore, Balance does not require a minimum account size to open or maintain an account, though the minimum annual Software Fee makes the service practical only for businesses with significant cash reserves.

- Flat fee: $15,000 to $50,000 a year (specialized software access and integration)

> For clients requiring specialized software access and integration, we charge a fixed annual fee ranging from $15,000 to $50,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Apex Clearing Corporation
- Bivo Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $11,595,115
- Discretionary: $11,595,115
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Corporations or other businesses not listed above | 52 | $11,595,115 |

### Advisory services (Item 5.G)
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2025 (1 year)
- Employees: 10 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [balancecash.io](https://balancecash.io)
- LinkedIn @balance-cash-management

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | Not reported | 5 | January 3, 2025 |
| October 2026 | $11,595,115 | 10 | April 29, 2026 |

Total employees: 5 in October 2025 and 10 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $13,022,099 to $11,595,115 (-11%).
- Updated its list of owners and control persons (Schedule A).

### March 2026
- Employees performing advisory functions went from 1 to 2.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Balance Cash Management Inc. (CRD 333867): Form ADV filing data as of October 2026.