# Back Bay Financial Planning & Investments

> Back Bay Financial Planning & Investments is an SEC-registered investment advisory firm in Bethany Beach, DE, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 31, 2026.

- CRD: 335236
- Filed as: BACK BAY FINANCIAL PLANNING & INVESTMENTS
- Legal name: Back Bay Financial Planning & Investments, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bethany Beach, DE
- Filing period: October 2026
- Form ADV filing dated: August 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/335236
- AdvisorCensus page: https://advisorcensus.com/firm/back-bay-financial-planning-and-investments-bethany-beach-de-335236

## Quick answers

**How is Back Bay Financial Planning & Investments compensated?**
On its Form ADV (Item 5.E, October 2026), Back Bay Financial Planning & Investments reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Back Bay Financial Planning & Investments located?**
Back Bay Financial Planning & Investments' principal office is in Bethany Beach, DE, according to its Form ADV.

**Is Back Bay Financial Planning & Investments registered with the SEC or a state?**
Back Bay Financial Planning & Investments is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 335236.

**How much does Back Bay Financial Planning & Investments manage?**
Back Bay Financial Planning & Investments reports $120,474,144 in regulatory assets under management in its Form ADV filing dated August 31, 2026 (98% discretionary).

**What types of clients does Back Bay Financial Planning & Investments serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (53); high net worth individuals (41).

**Which custodians does Back Bay Financial Planning & Investments use?**
Back Bay Financial Planning & Investments' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Back Bay Financial Planning & Investments report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/335236

**Does Back Bay Financial Planning & Investments state an account minimum?**
Its Form ADV Part 2A brochure dated August 31, 2026 says: "We do not have a minimum account size requirement to open or maintain an account."

**What changed in Back Bay Financial Planning & Investments' recent Form ADV filings?**
In the September 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 31, 2026)

- Account minimum: None

> We do not have a minimum account size requirement to open or maintain an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $120,474,144
- Discretionary: $118,508,594
- Non-discretionary: $1,965,550

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 53 | $23,420,169 |
| High net worth individuals | 41 | $95,924,207 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $893,585 |
| Corporations or other businesses not listed above | Fewer than 5 | $236,183 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2026 (0 years)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: DC, DE, MD
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- backbayfp.com
- bsky.app/profile/backbayfp.bsky.social
- Facebook @Back-Bay-Financial-Planning-Investments
- LinkedIn @robertjetercfp
- X @BackBayFP

## Changes in the filing (last 12 months)

### September 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Back Bay Financial Planning & Investments (CRD 335236): Form ADV filing data as of October 2026.