# Aviso Wealth Management

> Aviso Wealth Management is an SEC-registered investment advisory firm in Bellevue, WA, registered since 1999, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 5, 2026.

- CRD: 108146
- Filed as: AVISO WEALTH MANAGEMENT
- Also doing business as: M.J. INVESTMENT ADVISERS, M.J. INVESTMENT ADVISORS, POTOMAC INVESTMENTS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bellevue, WA
- Filing period: October 2026
- Form ADV filing dated: August 5, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108146
- AdvisorCensus page: https://advisorcensus.com/firm/aviso-wealth-management-bellevue-wa-108146

## Quick answers

**How is Aviso Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Aviso Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Aviso Wealth Management charge?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Flat fee: $300 to $10,000 (Financial Planning fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Aviso Wealth Management located?**
Aviso Wealth Management's principal office is in Bellevue, WA, according to its Form ADV; the September 2026 filing also lists 8 other offices (Schedule D, Section 1.F).

**Is Aviso Wealth Management registered with the SEC or a state?**
Aviso Wealth Management is an SEC-registered investment advisory firm, registered since 1999. Status as filed: Approved. CRD 108146.

**How much does Aviso Wealth Management manage?**
Aviso Wealth Management reports $621,295,558 in regulatory assets under management in its Form ADV filing dated August 5, 2026 (92% discretionary).

**How have Aviso Wealth Management's assets and staff changed since 2021?**
In the Form ADV data for Aviso Wealth Management: Regulatory assets under management: $169,705,314 in the October 2021 data and $621,295,558 in the October 2026 data, up 266%. Total employees: 4 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Aviso Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (755); high net worth individuals (158); corporations or other businesses not listed above (12).

**Which custodians does Aviso Wealth Management use?**
Aviso Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services, LLC as custodians holding 10% or more of its separately managed account assets.

**Does Aviso Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108146

**What changed in Aviso Wealth Management's recent Form ADV filings?**
In the September 2026 filing data: Changed its office addresses in Scottsdale, AZ. Added an office in Gardiner, ME. No longer lists an office in Augusta, ME.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Flat fee: $300 to $10,000 (Financial Planning fees)

> Our Consulting Services fees are calculated and charged on either an hourly basis or a fixed fee basis. Depending upon the specific arrangement reached with the client, our fees typically range from $0 to $300 per hour for hourly engagements, and $0 to $10,000 for a flat fee.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- National Financial Services, LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $621,295,558
- Discretionary: $570,363,414
- Non-discretionary: $50,932,144

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 755 | $203,394,099 |
| High net worth individuals | 158 | $381,400,228 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $5,793,957 |
| Charitable organizations | 2 | $3,366,046 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 12 | $27,341,228 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 1999 (27 years)
- Employees: 9 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AZ, CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, ME, MI, MT, NC, NH, NJ, NY, OH, OR, PA, SC, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Anchorage, AK
- Doylestown, PA
- Gardiner, ME
- Northumberland, PA
- Scottsdale, AZ
- Tarrytown, NY
- Warren, PA
- Washington, DC

### Websites listed on Form ADV (Item 1.I)
- avisofinancial.com
- avisowealthmanagement.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $169,705,314 | 4 | May 7, 2021 |
| October 2022 | $242,462,756 | 6 | March 30, 2022 |
| October 2023 | $223,411,226 | 6 | August 15, 2023 |
| October 2024 | $401,709,508 | 9 | May 28, 2024 |
| October 2025 | $494,946,434 | 9 | March 28, 2025 |
| October 2026 | $621,295,558 | 9 | August 5, 2026 |

Regulatory assets under management: $169,705,314 in the October 2021 data and $621,295,558 in the October 2026 data, up 266%.
Total employees: 4 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Changed its office addresses in Scottsdale, AZ.
- Added an office in Gardiner, ME.
- No longer lists an office in Augusta, ME.

### April 2026
- Regulatory assets under management went from $494,946,434 to $621,295,558 (+26%).
- Added an office in Scottsdale, AZ.
- Registered or notice-filed in CO, MT.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Aviso Wealth Management (CRD 108146): Form ADV filing data as of October 2026.