# Atwater Malick

> Atwater Malick is an SEC-registered investment advisory firm in Lancaster, PA, registered since 2016, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated April 8, 2026.

- CRD: 147972
- Filed as: ATWATER MALICK
- Legal name: Atwater Malick, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lancaster, PA
- Filing period: October 2026
- Form ADV filing dated: April 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/147972
- AdvisorCensus page: https://advisorcensus.com/firm/atwater-malick-lancaster-pa-147972

## Quick answers

**How is Atwater Malick compensated?**
On its Form ADV (Item 5.E, October 2026), Atwater Malick reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Atwater Malick located?**
Atwater Malick's principal office is in Lancaster, PA, according to its Form ADV.

**Is Atwater Malick registered with the SEC or a state?**
Atwater Malick is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 147972.

**How much does Atwater Malick manage?**
Atwater Malick reports $687,373,252 in regulatory assets under management in its Form ADV filing dated April 8, 2026 (100% discretionary).

**How have Atwater Malick's assets and staff changed since 2021?**
In the Form ADV data for Atwater Malick: Regulatory assets under management: $311,021,341 in the October 2021 data and $687,373,252 in the October 2026 data, up 121%. Total employees: 4 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Atwater Malick serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (163); individuals (other than high net worth individuals) (122); pension and profit sharing plans (but not the plan participants or government pension plans) (10).

**Which custodians does Atwater Malick use?**
Atwater Malick's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc., Empower Trust Company, LLC and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Atwater Malick report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/147972

**Does Atwater Malick state an account minimum?**
Its Form ADV Part 2A brochure dated January 6, 2026 says: "The Account minimum, $1,000,000, can be waived by the investment adviser, based on the needs of the Client and the complexity of the situation."

**What changed in Atwater Malick's recent Form ADV filings?**
In the May 2026 filing data: Registered or notice-filed in NH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 6, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> The Account minimum, $1,000,000, can be waived by the investment adviser, based on the needs of the Client and the complexity of the situation.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Empower Trust Company, LLC
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $687,373,252
- Discretionary: $687,373,252
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 122 | $52,696,251 |
| High net worth individuals | 163 | $498,645,550 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 10 | $133,000,538 |
| Charitable organizations | 2 | $1,744,491 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $1,286,422 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2016 (10 years)
- Employees: 6 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NC, NH, PA, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- atwatermalick.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $311,021,341 | 4 | January 17, 2021 |
| October 2022 | $405,379,058 | 4 | January 4, 2022 |
| October 2023 | $392,172,111 | 4 | January 11, 2023 |
| October 2024 | $481,551,004 | 5 | January 11, 2024 |
| October 2025 | $586,640,333 | 5 | February 13, 2025 |
| October 2026 | $687,373,252 | 6 | April 8, 2026 |

Regulatory assets under management: $311,021,341 in the October 2021 data and $687,373,252 in the October 2026 data, up 121%.
Total employees: 4 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Registered or notice-filed in NH.

### February 2026
- Regulatory assets under management went from $586,640,333 to $687,373,252 (+17%).

### December 2025
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Atwater Malick (CRD 147972): Form ADV filing data as of October 2026.