# Atlantic Coast Financial

> Atlantic Coast Financial is a state-registered investment advisory firm in Kennebunk, ME, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated June 29, 2026.

- CRD: 311085
- Filed as: ATLANTIC COAST FINANCIAL
- Legal name: Jennifer L. Arps, Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Kennebunk, ME
- Filing period: October 2026
- Form ADV filing dated: June 29, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/311085
- AdvisorCensus page: https://advisorcensus.com/firm/atlantic-coast-financial-kennebunk-me-311085

## Quick answers

**How is Atlantic Coast Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Atlantic Coast Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Atlantic Coast Financial located?**
Atlantic Coast Financial's principal office is in Kennebunk, ME, according to its Form ADV.

**Is Atlantic Coast Financial registered with the SEC or a state?**
Atlantic Coast Financial is a state-registered investment advisory firm, registered since 2021. Status as filed: APPROVED. CRD 311085.

**How much does Atlantic Coast Financial manage?**
Atlantic Coast Financial reports $59,650,000 in regulatory assets under management in its Form ADV filing dated June 29, 2026 (100% discretionary).

**What types of clients does Atlantic Coast Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (217); high net worth individuals (31).

**Does Atlantic Coast Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/311085

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $59,650,000
- Discretionary: $59,650,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 217 | $21,035,639 |
| High net worth individuals | 31 | $38,614,361 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (5 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MA, ME, NH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- atlanticcoastadvisor.com
- LinkedIn @jennifer-arps-47749059

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Atlantic Coast Financial (CRD 311085): Form ADV filing data as of October 2026.