# Aspire Capital Advisors LLC

> Aspire Capital Advisors LLC is an SEC-registered investment advisory firm in Seattle, WA, registered since 2020, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated April 2, 2026.

- CRD: 298366
- Filed as: ASPIRE CAPITAL ADVISORS LLC
- Also doing business as: AFG FINANCIAL, KIRKLAND FINANCIAL ADVISERS, SOUND FINANCIAL INVESTMENTS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Seattle, WA
- Filing period: October 2026
- Form ADV filing dated: April 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/298366
- AdvisorCensus page: https://advisorcensus.com/firm/aspire-capital-advisors-llc-seattle-wa-298366

## Quick answers

**How is Aspire Capital Advisors LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Aspire Capital Advisors LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Aspire Capital Advisors LLC charge?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Hourly rate: $250 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Aspire Capital Advisors LLC located?**
Aspire Capital Advisors LLC's principal office is in Seattle, WA, according to its Form ADV; the May 2026 filing also lists 5 other offices (Schedule D, Section 1.F).

**Is Aspire Capital Advisors LLC registered with the SEC or a state?**
Aspire Capital Advisors LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 298366.

**How much does Aspire Capital Advisors LLC manage?**
Aspire Capital Advisors LLC reports $1,234,192,870 in regulatory assets under management in its Form ADV filing dated April 2, 2026 (100% discretionary).

**How have Aspire Capital Advisors LLC's assets and staff changed since 2021?**
In the Form ADV data for Aspire Capital Advisors LLC: Regulatory assets under management: $165,139,024 in the October 2021 data and $1,234,192,870 in the October 2026 data, up 647%. Total employees: 12 in October 2021 and 22 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Aspire Capital Advisors LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,692); high net worth individuals (264); pension and profit sharing plans (but not the plan participants or government pension plans) (167).

**Which custodians does Aspire Capital Advisors LLC use?**
Aspire Capital Advisors LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Aspire Capital Advisors LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/298366

**Does Aspire Capital Advisors LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 24, 2026 says: "Aspire Capital generally does not impose a minimum relationship size."

**What changed in Aspire Capital Advisors LLC's recent Form ADV filings?**
In the May 2026 filing data: Registered or notice-filed in MD, NJ.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Account minimum: None

> Aspire Capital generally does not impose a minimum relationship size.

- Hourly rate: $250 an hour (financial planning services)

> Aspire Capital offers financial planning services either on an hourly basis or a fixed engagement fee. Hourly engagements are billed at a rate of up to $250 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,234,192,870
- Discretionary: $1,233,839,175
- Non-discretionary: $353,695

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,692 | $407,578,353 |
| High net worth individuals | 264 | $599,853,954 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 167 | $225,663,615 |
| Charitable organizations | Fewer than 5 | $111,630 |
| Corporations or other businesses not listed above | Fewer than 5 | $985,318 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2020 (6 years)
- Employees: 22 total, 12 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AZ, CA, CO, FL, GA, HI, ID, LA, MD, MN, MT, NE, NH, NJ, NV, NY, OR, SC, TN, TX, UT, VA, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Burnsville, MN
- Kirkland, WA
- Mukilteo, WA
- Renton, WA
- Tacoma, WA

### Websites listed on Form ADV (Item 1.I)
- afgfinancial.com
- investwithaspire.com
- kirklandfa.com
- soundfinancialinvestments.com
- LinkedIn @aspire-capital-partners

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $165,139,024 | 12 | September 20, 2021 |
| October 2022 | $593,881,177 | 12 | March 23, 2022 |
| October 2023 | $565,237,844 | 20 | October 3, 2023 |
| October 2024 | $817,666,295 | 21 | September 17, 2024 |
| October 2025 | $1,007,298,969 | 22 | March 26, 2025 |
| October 2026 | $1,234,192,870 | 22 | April 2, 2026 |

Regulatory assets under management: $165,139,024 in the October 2021 data and $1,234,192,870 in the October 2026 data, up 647%.
Total employees: 12 in October 2021 and 22 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Registered or notice-filed in MD, NJ.

### April 2026
- Employees performing advisory functions went from 10 to 12.
- Regulatory assets under management went from $1,007,298,969 to $1,234,192,870 (+23%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Aspire Capital Advisors LLC (CRD 298366): Form ADV filing data as of October 2026.