# ARM Financial LLC

> ARM Financial LLC is an SEC-registered investment advisory firm, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 16, 2026.

- CRD: 144340
- Filed as: ARM FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: January 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/144340
- AdvisorCensus page: https://advisorcensus.com/firm/arm-financial-llc-144340

## Quick answers

**How is ARM Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), ARM Financial LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does ARM Financial LLC charge?**
Its Form ADV Part 2A brochure dated January 16, 2026 states: Asset-based fee: 1.5% of assets a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is ARM Financial LLC registered with the SEC or a state?**
ARM Financial LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 144340.

**How much does ARM Financial LLC manage?**
ARM Financial LLC reports $49,000,000 in regulatory assets under management in its Form ADV filing dated January 16, 2026 (100% discretionary).

**What types of clients does ARM Financial LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (51); individuals (other than high net worth individuals) (8); pooled investment vehicles (other than investment companies and business development companies) (1).

**Which custodians does ARM Financial LLC use?**
ARM Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Interactive Brokers LLC as a custodian holding 10% or more of its separately managed account assets.

**Does ARM Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/144340

**What changed in ARM Financial LLC's recent Form ADV filings?**
In the January 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated January 16, 2026)

- Asset-based fee: 1.5% of assets a year

> ARM Financial LLC charges an annual Management Fee of 1.5% of assets under management.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Interactive Brokers LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $49,000,000
- Discretionary: $49,000,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 8 | $1,072,676 |
| High net worth individuals | 51 | $46,987,324 |
| Pooled investment vehicles (other than investment companies and business development companies) | 1 | $940,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)

### Firm details
- Registered since: 2025 (0 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, FL, GA, IL, MA, MD, ME, NC, NJ, NY, TX, VA, VT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- armfi.com
- indexplus.co
- thefutureofindexing.com
- Facebook @armfinancial
- LinkedIn @index-plus-lp

## Changes in the filing (last 12 months)

### January 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. ARM Financial LLC (CRD 144340): Form ADV filing data as of October 2026.