{
  "crd_number": 169611,
  "slug": "arbor-trust-wealth-advisors-llc-ann-arbor-mi-169611",
  "primary_business_name": "ARBOR TRUST WEALTH ADVISORS, LLC",
  "legal_name": "ARBOR TRUST WEALTH ADVISORS, LLC",
  "dbas": [],
  "city": "Ann Arbor",
  "state": "MI",
  "country": "United States",
  "cbsa_code": "11460",
  "metro": {
    "cbsa_code": "11460",
    "common_name": "Ann Arbor",
    "msa_name": "Ann Arbor, MI",
    "path": "/advisors/mi/ann-arbor"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2014-01-03",
  "years_registered": 12,
  "period": "2026-10-01",
  "filing_date": "2026-06-26",
  "carried_forward": false,
  "raum_total": 611402502.0,
  "raum_discretionary": 603202539.0,
  "raum_non_discretionary": 8199963.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 13,
  "advisory_employees": 3,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 26626719.0,
      "count": null,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 88903996.0,
      "count": 260
    },
    "state_municipal": {
      "raum": 1586874.0,
      "count": null,
      "fewer_than_5": true
    },
    "pension_profit_sharing": {
      "raum": 8199963.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 486084950.0,
      "count": 181
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "FL",
    "IL",
    "MI",
    "NE",
    "NH",
    "OH",
    "TX"
  ],
  "websites": [
    "https://arbortrust.com",
    "https://facebook.com/ARBORTRUST",
    "https://linkedin.com/company/arbor-trust-wealth-advisors",
    "https://twitter.com/ARBORTRUST1"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/169611",
  "city_as_filed": "ANN ARBOR",
  "url": "https://advisorcensus.com/firm/arbor-trust-wealth-advisors-llc-ann-arbor-mi-169611",
  "display_name": "Arbor Trust Wealth Advisors, LLC",
  "summary": "Arbor Trust Wealth Advisors, LLC is an SEC-registered investment advisory firm in Ann Arbor, MI, registered since 2014, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated June 26, 2026.",
  "citation": "AdvisorCensus. Arbor Trust Wealth Advisors, LLC (CRD 169611): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Arbor Trust Wealth Advisors, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Arbor Trust Wealth Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Arbor Trust Wealth Advisors, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated June 26, 2026 states: Asset-based fee: 0.8% to 1.75% a year (a range, as the brochure states it); Hourly rate: $200 to $400 an hour (stand-alone financial planning and consulting services); Flat fee: $2,500 to $5,000 (stand-alone financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Arbor Trust Wealth Advisors, LLC located?",
      "a": "Arbor Trust Wealth Advisors, LLC's principal office is in Ann Arbor, MI, according to its Form ADV."
    },
    {
      "q": "Is Arbor Trust Wealth Advisors, LLC registered with the SEC or a state?",
      "a": "Arbor Trust Wealth Advisors, LLC is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 169611."
    },
    {
      "q": "How much does Arbor Trust Wealth Advisors, LLC manage?",
      "a": "Arbor Trust Wealth Advisors, LLC reports $611,402,502 in regulatory assets under management in its Form ADV filing dated June 26, 2026 (99% discretionary)."
    },
    {
      "q": "How have Arbor Trust Wealth Advisors, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Arbor Trust Wealth Advisors, LLC: Regulatory assets under management: $417,515,430 in the October 2021 data and $611,402,502 in the October 2026 data, up 46%. Total employees: 10 in October 2021 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Arbor Trust Wealth Advisors, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (260); high net worth individuals (181)."
    },
    {
      "q": "Which custodians does Arbor Trust Wealth Advisors, LLC use?",
      "a": "Arbor Trust Wealth Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Arbor Trust Wealth Advisors, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/169611"
    },
    {
      "q": "What changed in Arbor Trust Wealth Advisors, LLC's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Employees performing advisory functions went from 5 to 3."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 417515430.0,
      "total_employees": 10,
      "filing_date": "2021-06-16"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 486871670.0,
      "total_employees": 11,
      "filing_date": "2022-02-17"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 450554537.0,
      "total_employees": 10,
      "filing_date": "2023-02-17"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 527644441.0,
      "total_employees": 13,
      "filing_date": "2024-03-19"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 611719592.0,
      "total_employees": 15,
      "filing_date": "2025-05-30"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 611402502.0,
      "total_employees": 13,
      "filing_date": "2026-06-26"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Employees performing advisory functions went from 5 to 3."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated June 26, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": "0.8% to 1.75% a year",
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $200 to $400 an hour (stand-alone financial planning and consulting services)",
      "Flat fee: $2,500 to $5,000 (stand-alone financial planning services)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 0.8% to 1.75% a year (a range, as the brochure states it)"
        ],
        "quotes": [
          "Fees range from 0.80% to 1.75% annually based on the following schedule:"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $200 to $400 an hour (stand-alone financial planning and consulting services)"
        ],
        "quotes": [
          "Arbor Trust offers stand-alone financial planning and consulting services on an hourly basis at rates ranging from $200 to $400 per hour"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $2,500 to $5,000 (stand-alone financial planning services)"
        ],
        "quotes": [
          "or on a fixed fee basis ranging from $2,500 to $5,000."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": [
        0.8,
        1.75
      ],
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 200.0,
          "max": 400.0,
          "period": "hour",
          "service": "stand-alone financial planning and consulting services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 2500.0,
          "max": 5000.0,
          "period": "one_time",
          "service": "stand-alone financial planning services"
        }
      ]
    },
    "quotes": [
      "Fees range from 0.80% to 1.75% annually based on the following schedule:",
      "Arbor Trust offers stand-alone financial planning and consulting services on an hourly basis at rates ranging from $200 to $400 per hour",
      "or on a fixed fee basis ranging from $2,500 to $5,000."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/arbor-trust-wealth-advisors-llc-ann-arbor-mi-169611.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 260,
      "fewer_than_5": false,
      "raum": 88903996.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 181,
      "fewer_than_5": false,
      "raum": 486084950.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 8199963.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": true,
      "raum": 26626719.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 1586874.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/169611",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}