# APS Wealth Management, LLC

> APS Wealth Management, LLC is an SEC-registered investment advisory firm in Melville, NY, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 4, 2026.

- CRD: 298233
- Filed as: APS WEALTH MANAGEMENT, LLC
- Also doing business as: APS INVESTMENT MANAGEMENT, INC., APS PENSION & FINANCIAL SERVICES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Melville, NY
- Filing period: October 2026
- Form ADV filing dated: May 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/298233
- AdvisorCensus page: https://advisorcensus.com/firm/aps-wealth-management-llc-melville-ny-298233

## Quick answers

**How is APS Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), APS Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is APS Wealth Management, LLC located?**
APS Wealth Management, LLC's principal office is in Melville, NY, according to its Form ADV.

**Is APS Wealth Management, LLC registered with the SEC or a state?**
APS Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 298233.

**How much does APS Wealth Management, LLC manage?**
APS Wealth Management, LLC reports $311,548,181 in regulatory assets under management in its Form ADV filing dated May 4, 2026 (49% discretionary).

**How have APS Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for APS Wealth Management, LLC: Regulatory assets under management: $194,902,662 in the October 2021 data and $311,548,181 in the October 2026 data, up 60%. Total employees: 6 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does APS Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (90); individuals (other than high net worth individuals) (51); high net worth individuals (32).

**Which custodians does APS Wealth Management, LLC use?**
APS Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Ascensus Trust and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets.

**Does APS Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/298233

**What changed in APS Wealth Management, LLC's recent Form ADV filings?**
In the June 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Ascensus Trust
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $311,548,181
- Discretionary: $153,940,459
- Non-discretionary: $157,607,722

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 51 | $18,107,064 |
| High net worth individuals | 32 | $102,120,916 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 90 | $188,830,201 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 7 | $2,490,000 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2018 (8 years)
- Employees: 9 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NJ, NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- apspension.com
- LinkedIn @aps-pension-and-financial-service
- X @ApsPension

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $194,902,662 | 6 | March 29, 2021 |
| October 2022 | $231,435,597 | 4 | May 4, 2022 |
| October 2023 | $189,868,515 | 6 | February 13, 2023 |
| October 2024 | $232,281,188 | 6 | February 27, 2024 |
| October 2025 | $264,663,888 | 10 | February 27, 2025 |
| October 2026 | $311,548,181 | 9 | May 4, 2026 |

Regulatory assets under management: $194,902,662 in the October 2021 data and $311,548,181 in the October 2026 data, up 60%.
Total employees: 6 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 5 to 4.
- Regulatory assets under management went from $264,663,888 to $311,548,181 (+18%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. APS Wealth Management, LLC (CRD 298233): Form ADV filing data as of October 2026.