# Applewhite & Buys Financial Advisors

> Applewhite & Buys Financial Advisors is an SEC-registered investment advisory firm in Dallas, TX, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 26, 2026.

- CRD: 169799
- Filed as: APPLEWHITE & BUYS FINANCIAL ADVISORS
- Legal name: Applewhite Financial Planning, PLLC
- Also doing business as: APPLEWHITE & BUYS FINANCIAL ADVISORS, APPLEWHITE FINANCIAL, APPLEWHITE FINANCIAL PLANNING, APPLEWHTE & BUYS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Dallas, TX
- Filing period: October 2026
- Form ADV filing dated: March 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/169799
- AdvisorCensus page: https://advisorcensus.com/firm/applewhite-and-buys-financial-advisors-dallas-tx-169799

## Quick answers

**How is Applewhite & Buys Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Applewhite & Buys Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Applewhite & Buys Financial Advisors located?**
Applewhite & Buys Financial Advisors' principal office is in Dallas, TX, according to its Form ADV.

**Is Applewhite & Buys Financial Advisors registered with the SEC or a state?**
Applewhite & Buys Financial Advisors is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 169799.

**How much does Applewhite & Buys Financial Advisors manage?**
Applewhite & Buys Financial Advisors reports $153,132,711 in regulatory assets under management in its Form ADV filing dated March 26, 2026 (100% discretionary).

**What types of clients does Applewhite & Buys Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (130); high net worth individuals (55).

**Which custodians does Applewhite & Buys Financial Advisors use?**
Applewhite & Buys Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Applewhite & Buys Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/169799

**What changed in Applewhite & Buys Financial Advisors' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $138,072,194 to $153,132,711 (+11%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $153,132,711
- Discretionary: $153,132,711
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 130 | $46,115,998 |
| High net worth individuals | 55 | $107,016,713 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2025 (0 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AR, AZ, CO, FL, LA, MN, MS, NC, NH, NM, OK, SC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- applewhiteandbuys.com
- applewhitefp.com

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $138,072,194 to $153,132,711 (+11%).

### December 2025
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Applewhite & Buys Financial Advisors (CRD 169799): Form ADV filing data as of October 2026.