{
  "crd_number": 126849,
  "slug": "apple-and-associates-grass-valley-ca-126849",
  "primary_business_name": "APPLE & ASSOCIATES",
  "legal_name": "APPLE & ASSOCIATES",
  "dbas": [],
  "city": "Grass Valley",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "46020",
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-01-26",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-03-04",
  "carried_forward": false,
  "raum_total": 137703665.0,
  "raum_discretionary": 137703665.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 3,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 44674642.0,
      "count": 199
    },
    "pension_profit_sharing": {
      "raum": 3182589.0,
      "count": 8
    },
    "high_net_worth_individuals": {
      "raum": 86722841.0,
      "count": 40
    },
    "corporations_other_businesses": {
      "raum": 3123593.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "ID",
    "OR",
    "TX"
  ],
  "websites": [
    "https://appleandassociates.com",
    "https://facebook.com/appleandassociates",
    "https://instagram.com/deanbcfp",
    "https://linkedin.com/company/apple-associates",
    "https://linkedin.com/in/dean-barda-cfp?-2b3133ba%2F=",
    "https://linkedin.com/in/dean-barda-cfp®-2b3133ba"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/126849",
  "city_as_filed": "GRASS VALLEY",
  "url": "https://advisorcensus.com/firm/apple-and-associates-grass-valley-ca-126849",
  "display_name": "Apple & Associates",
  "summary": "Apple & Associates is an SEC-registered investment advisory firm in Grass Valley, CA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 4, 2026.",
  "citation": "AdvisorCensus. Apple & Associates (CRD 126849): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Apple & Associates compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Apple & Associates reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "How much does Apple & Associates charge?",
      "a": "Its Form ADV Part 2A brochure dated March 4, 2026 states: Hourly rate: $150 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Apple & Associates located?",
      "a": "Apple & Associates' principal office is in Grass Valley, CA, according to its Form ADV."
    },
    {
      "q": "Is Apple & Associates registered with the SEC or a state?",
      "a": "Apple & Associates is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 126849."
    },
    {
      "q": "How much does Apple & Associates manage?",
      "a": "Apple & Associates reports $137,703,665 in regulatory assets under management in its Form ADV filing dated March 4, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Apple & Associates serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (199); high net worth individuals (40); pension and profit sharing plans (but not the plan participants or government pension plans) (8)."
    },
    {
      "q": "Which custodians does Apple & Associates use?",
      "a": "Apple & Associates' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Apple & Associates report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/126849"
    },
    {
      "q": "Does Apple & Associates state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 4, 2026 says: \"Generally, we require that you maintain $100,000 under management with us. However, we may waive that minimum at our sole discretion.\""
    },
    {
      "q": "What changed in Apple & Associates' recent Form ADV filings?",
      "a": "In the February 2026 filing data: Newly registered with the SEC."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 4, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$100,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $150 an hour (financial planning services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $100,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Generally, we require that you maintain $100,000 under management with us. However, we may waive that minimum at our sole discretion."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $150 an hour (financial planning services)"
        ],
        "quotes": [
          "We provide financial planning services for an hourly fee of up to $150."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 100000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 150.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial planning services"
        }
      ]
    },
    "quotes": [
      "Generally, we require that you maintain $100,000 under management with us. However, we may waive that minimum at our sole discretion.",
      "We provide financial planning services for an hourly fee of up to $150."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/apple-and-associates-grass-valley-ca-126849.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 199,
      "fewer_than_5": false,
      "raum": 44674642.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 40,
      "fewer_than_5": false,
      "raum": 86722841.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 8,
      "fewer_than_5": false,
      "raum": 3182589.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 3123593.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/126849",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}