# AO Wealth Advisory

> AO Wealth Advisory is an SEC-registered investment advisory firm in Urbandale, IA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 10, 2026.

- CRD: 288301
- Filed as: AO WEALTH ADVISORY
- Legal name: A.O. Wealth Advisory,llc
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Urbandale, IA
- Filing period: October 2026
- Form ADV filing dated: February 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/288301
- AdvisorCensus page: https://advisorcensus.com/firm/ao-wealth-advisory-urbandale-ia-288301

## Quick answers

**How is AO Wealth Advisory compensated?**
On its Form ADV (Item 5.E, October 2026), AO Wealth Advisory reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is AO Wealth Advisory located?**
AO Wealth Advisory's principal office is in Urbandale, IA, according to its Form ADV.

**Is AO Wealth Advisory registered with the SEC or a state?**
AO Wealth Advisory is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 288301.

**How much does AO Wealth Advisory manage?**
AO Wealth Advisory reports $213,203,341 in regulatory assets under management in its Form ADV filing dated February 10, 2026 (94% discretionary).

**How have AO Wealth Advisory's assets and staff changed since 2021?**
In the Form ADV data for AO Wealth Advisory: Regulatory assets under management: $100,498,343 in the October 2021 data and $213,203,341 in the October 2026 data, up 112%. Total employees: 2 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does AO Wealth Advisory serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (238); high net worth individuals (60); pension and profit sharing plans (but not the plan participants or government pension plans) (13).

**Which custodians does AO Wealth Advisory use?**
AO Wealth Advisory's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does AO Wealth Advisory report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/288301

**Does AO Wealth Advisory state an account minimum?**
Its Form ADV Part 2A brochure dated February 10, 2026 says: "All fees are negotiable and there are no account minimums." "There is not a required minimum account size."

**What changed in AO Wealth Advisory's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 3 to 4. Regulatory assets under management went from $174,164,780 to $213,203,341 (+22%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 10, 2026)

- Account minimum: None (the brochure says it may be waived or negotiated)

> All fees are negotiable and there are no account minimums.

> There is not a required minimum account size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $213,203,341
- Discretionary: $200,919,186
- Non-discretionary: $12,284,155

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 238 | $78,537,447 |
| High net worth individuals | 60 | $119,744,689 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 13 | $14,921,205 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Educational seminars/workshops

### Firm details
- Registered since: 2021 (5 years)
- Employees: 7 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- aowealthadvisory.com
- Facebook @aowealth
- Instagram @aowealthadvisory
- LinkedIn @ao-wealth-advisory
- X @AOWealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $100,498,343 | 2 | March 8, 2021 |
| October 2022 | $126,275,023 | 2 | May 26, 2022 |
| October 2023 | $121,445,030 | 3 | February 17, 2023 |
| October 2024 | $146,749,163 | 3 | March 14, 2024 |
| October 2025 | $174,164,780 | 3 | July 18, 2025 |
| October 2026 | $213,203,341 | 7 | February 10, 2026 |

Regulatory assets under management: $100,498,343 in the October 2021 data and $213,203,341 in the October 2026 data, up 112%.
Total employees: 2 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 3 to 4.
- Regulatory assets under management went from $174,164,780 to $213,203,341 (+22%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. AO Wealth Advisory (CRD 288301): Form ADV filing data as of October 2026.