# American Capital Advisory, LLC

> American Capital Advisory, LLC is an SEC-registered investment advisory firm in Ketchum, ID, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 141944
- Filed as: AMERICAN CAPITAL ADVISORY, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Ketchum, ID
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/141944
- AdvisorCensus page: https://advisorcensus.com/firm/american-capital-advisory-llc-ketchum-id-141944

## Quick answers

**How is American Capital Advisory, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), American Capital Advisory, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); performance-based fees.

**How much does American Capital Advisory, LLC charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Up to $1,000,000: 1% a year; $1,000,000 to $2,000,000: 0.9% a year; $2,000,000 to $3,000,000: 0.8% a year; $3,000,000 to $4,000,000: 0.7% a year; $4,000,000 to $5,000,000: 0.6% a year; Above $5,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is American Capital Advisory, LLC located?**
American Capital Advisory, LLC's principal office is in Ketchum, ID, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is American Capital Advisory, LLC registered with the SEC or a state?**
American Capital Advisory, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 141944.

**How much does American Capital Advisory, LLC manage?**
American Capital Advisory, LLC reports $334,417,722 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (99% discretionary).

**How have American Capital Advisory, LLC's assets and staff changed since 2021?**
In the Form ADV data for American Capital Advisory, LLC: Regulatory assets under management: $120,000,000 in the October 2021 data and $334,417,722 in the October 2026 data, up 179%. Total employees: 3 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does American Capital Advisory, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (291); high net worth individuals (76); charitable organizations (11).

**Which custodians does American Capital Advisory, LLC use?**
American Capital Advisory, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab as a custodian holding 10% or more of its separately managed account assets.

**Does American Capital Advisory, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/141944

**Does American Capital Advisory, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "ACA requires a minimum of $250,000 for opening or maintaining an account, unless otherwise negotiated."

**What changed in American Capital Advisory, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $254,900,000 to $334,417,722 (+31%). Registered or notice-filed in NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Performance-based fees

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Up to $1,000,000: 1% a year
- $1,000,000 to $2,000,000: 0.9% a year
- $2,000,000 to $3,000,000: 0.8% a year
- $3,000,000 to $4,000,000: 0.7% a year
- $4,000,000 to $5,000,000: 0.6% a year
- Above $5,000,000: 0.5% a year

> ACA's fees are calculated based on the total market value of the account at the end of each month, and payable in arrears at an annual rate based on the following schedule, unless otherwise negotiated:

> 0-$1MM - 1.00% $1-2MM - 0.90% $2-3MM - 0.80% $3-4MM - 0.70% $4-5MM - 0.60% $5MM and above - 0.50%

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> ACA requires a minimum of $250,000 for opening or maintaining an account, unless otherwise negotiated.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $334,417,722
- Discretionary: $329,831,186
- Non-discretionary: $4,586,536

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 291 | $65,822,037 |
| High net worth individuals | 76 | $237,403,785 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 1 | $2,250,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 11 | $26,319,181 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 5 | $2,622,719 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2018 (8 years)
- Employees: 7 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, GA, ID, NY, OR, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Richmond, VA

### Websites listed on Form ADV (Item 1.I)
- investaca.com
- LinkedIn @AMERICAN-CAPITAL-ADVISORY

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $120,000,000 | 3 | March 19, 2021 |
| October 2022 | $151,719,133 | 5 | September 13, 2022 |
| October 2023 | $182,000,000 | 6 | March 30, 2023 |
| October 2024 | $234,000,000 | 6 | April 1, 2024 |
| October 2025 | $254,900,000 | 7 | March 26, 2025 |
| October 2026 | $334,417,722 | 7 | March 31, 2026 |

Regulatory assets under management: $120,000,000 in the October 2021 data and $334,417,722 in the October 2026 data, up 179%.
Total employees: 3 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $254,900,000 to $334,417,722 (+31%).
- Registered or notice-filed in NY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. American Capital Advisory, LLC (CRD 141944): Form ADV filing data as of October 2026.