# Ameliora Wealth Management Ltd.

> Ameliora Wealth Management Ltd. is an SEC-registered investment advisory firm in Zurich, Switzerland, registered since 2012, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 164038
- Filed as: AMELIORA WEALTH MANAGEMENT LTD.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Zurich, Switzerland
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/164038
- AdvisorCensus page: https://advisorcensus.com/firm/ameliora-wealth-management-ltd-zurich-164038

## Quick answers

**How is Ameliora Wealth Management Ltd. compensated?**
On its Form ADV (Item 5.E, October 2026), Ameliora Wealth Management Ltd. reports these compensation arrangements: a percentage of assets under its management; performance-based fees.

**Where is Ameliora Wealth Management Ltd. located?**
Ameliora Wealth Management Ltd.'s principal office is in Zurich, Switzerland, according to its Form ADV.

**Is Ameliora Wealth Management Ltd. registered with the SEC or a state?**
Ameliora Wealth Management Ltd. is an SEC-registered investment advisory firm, registered since 2012. Status as filed: Approved. CRD 164038.

**How much does Ameliora Wealth Management Ltd. manage?**
Ameliora Wealth Management Ltd. reports $1,162,741,425 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (69% discretionary).

**How have Ameliora Wealth Management Ltd.'s assets and staff changed since 2021?**
In the Form ADV data for Ameliora Wealth Management Ltd.: Regulatory assets under management: $356,817,646 in the October 2021 data and $1,162,741,425 in the October 2026 data, up 226%. Total employees: 4 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Ameliora Wealth Management Ltd. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (118); individuals (other than high net worth individuals) (99); corporations or other businesses not listed above (33).

**Which custodians does Ameliora Wealth Management Ltd. use?**
Ameliora Wealth Management Ltd.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Bank Vontobel AG, UBS Switzerland AG and Union Bancaire Privee, UBP SA as custodians holding 10% or more of its separately managed account assets.

**Does Ameliora Wealth Management Ltd. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/164038

**What changed in Ameliora Wealth Management Ltd.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $877,729,020 to $1,162,741,425 (+32%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Performance-based fees

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Minimum annual fee: $10,000

> Minimum Fee 10,000.00

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Bank Vontobel AG
- UBS Switzerland AG
- Union Bancaire Privee, UBP SA

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,162,741,425
- Discretionary: $796,608,318
- Non-discretionary: $366,133,107

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 99 | $336,269,409 |
| High net worth individuals | 118 | $548,905,151 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | Fewer than 5 | $949,331 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | Fewer than 5 | $3,041,768 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 33 | $273,575,766 |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2012 (14 years)
- Employees: 11 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, GA, NY, RI, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [ameliorawealth.com](https://ameliorawealth.com)
- LinkedIn @AMELIORA-WEALTH-MANAGEMENT

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $356,817,646 | 4 | February 22, 2021 |
| October 2022 | $165,011,043 | 4 | August 19, 2022 |
| October 2023 | $705,942,827 | 4 | September 20, 2023 |
| October 2024 | $823,937,489 | 5 | June 26, 2024 |
| October 2025 | $877,729,020 | 11 | July 8, 2025 |
| October 2026 | $1,162,741,425 | 11 | March 24, 2026 |

Regulatory assets under management: $356,817,646 in the October 2021 data and $1,162,741,425 in the October 2026 data, up 226%.
Total employees: 4 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $877,729,020 to $1,162,741,425 (+32%).

### January 2026
- No longer registered or notice-filed in CO.

### December 2025
- Registered or notice-filed in GA, RI, TN.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Ameliora Wealth Management Ltd. (CRD 164038): Form ADV filing data as of October 2026.