# ALO Financial Planning

> ALO Financial Planning is an SEC-registered investment advisory firm in Mount Prospect, IL, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 14, 2026.

- CRD: 297002
- Filed as: ALO FINANCIAL PLANNING
- Legal name: Symmetry Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Mount Prospect, IL
- Filing period: October 2026
- Form ADV filing dated: May 14, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/297002
- AdvisorCensus page: https://advisorcensus.com/firm/alo-financial-planning-mount-prospect-il-297002

## Quick answers

**How is ALO Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), ALO Financial Planning reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does ALO Financial Planning charge?**
Its Form ADV Part 2A brochure dated May 14, 2026 states: Flat fee: $3,000 (initial financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is ALO Financial Planning located?**
ALO Financial Planning's principal office is in Mount Prospect, IL, according to its Form ADV.

**Is ALO Financial Planning registered with the SEC or a state?**
ALO Financial Planning is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 297002.

**How much does ALO Financial Planning manage?**
ALO Financial Planning reports $120,915,635 in regulatory assets under management in its Form ADV filing dated May 14, 2026 (100% discretionary).

**What types of clients does ALO Financial Planning serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (39); individuals (other than high net worth individuals) (28).

**Which custodians does ALO Financial Planning use?**
ALO Financial Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does ALO Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/297002

**What changed in ALO Financial Planning's recent Form ADV filings?**
In the July 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated May 14, 2026)

- Flat fee: $3,000 (initial financial planning services)

> In consideration of our initial financial planning services, we charge a flat fee that typically equals $3,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $120,915,635
- Discretionary: $120,915,635
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 28 | $12,924,894 |
| High net worth individuals | 39 | $107,990,741 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2026 (0 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, IL, IN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- alo.financial
- Facebook @john.nowak.financialadvisor
- LinkedIn @alo-financial-planning
- LinkedIn @johnnowak

## Changes in the filing (last 12 months)

### July 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. ALO Financial Planning (CRD 297002): Form ADV filing data as of October 2026.