# Advus Financial Partners, LLC

> Advus Financial Partners, LLC is an SEC-registered investment advisory firm in Winter Park, FL, registered since 2021, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated July 28, 2026.

- CRD: 311990
- Filed as: ADVUS FINANCIAL PARTNERS, LLC
- Also doing business as: FISCAL FITNESS, LBW INSURANCE AND FINANCIAL SERVICES
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Winter Park, FL
- Filing period: October 2026
- Form ADV filing dated: July 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/311990
- AdvisorCensus page: https://advisorcensus.com/firm/advus-financial-partners-llc-winter-park-fl-311990

## Quick answers

**How is Advus Financial Partners, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Advus Financial Partners, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Advus Financial Partners, LLC's brochure say about its fees?**
Its Form ADV Part 2A brochure dated July 28, 2026 states: Asset-based fee: 0.1% to 1.65% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Advus Financial Partners, LLC located?**
Advus Financial Partners, LLC's principal office is in Winter Park, FL, according to its Form ADV; the August 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Advus Financial Partners, LLC registered with the SEC or a state?**
Advus Financial Partners, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 311990.

**How much does Advus Financial Partners, LLC manage?**
Advus Financial Partners, LLC reports $3,970,976,661 in regulatory assets under management in its Form ADV filing dated July 28, 2026 (96% discretionary).

**How have Advus Financial Partners, LLC's assets and staff changed since 2021?**
In the Form ADV data for Advus Financial Partners, LLC: Regulatory assets under management: $4,211,894,193 in the October 2021 data and $3,970,976,661 in the October 2026 data, down 6%. Total employees: 13 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Advus Financial Partners, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (299); high net worth individuals (140); pension and profit sharing plans (but not the plan participants or government pension plans) (82).

**Which custodians does Advus Financial Partners, LLC use?**
Advus Financial Partners, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Empower Trust Co, Fidelity Brokerage Services LLC and Fidelity Management Trust Co. as custodians holding 10% or more of its separately managed account assets.

**Does Advus Financial Partners, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/311990

**Does Advus Financial Partners, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated July 28, 2026 says: "Advus generally requires a minimum of $1 million in assets to open or maintain an account to be managed by the firm. Advus has the right to waive this requirement in its sole discretion."

**What changed in Advus Financial Partners, LLC's recent Form ADV filings?**
In the August 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 28, 2026)

- Asset-based fee: 0.1% to 1.65% a year (a range, as the brochure states it)

> Investment Management fees generally range from .10% to 1.65% of assets under management.

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> Advus generally requires a minimum of $1 million in assets to open or maintain an account to be managed by the firm. Advus has the right to waive this requirement in its sole discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Empower Trust Co
- Fidelity Brokerage Services LLC
- Fidelity Management Trust Co.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $3,970,976,661
- Discretionary: $3,831,219,730
- Non-discretionary: $139,756,931

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 299 | $116,753,595 |
| High net worth individuals | 140 | $849,936,369 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 82 | $2,869,688,478 |
| Charitable organizations | 7 | $132,219,194 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $2,379,025 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (5 years)
- Employees: 16 total, 10 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CT, FL, GA, LA, MA, NH, NJ, NY, RI, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Jacksonville, FL
- Valencia, CA

### Websites listed on Form ADV (Item 1.I)
- advuspartners.com
- buzzsprout.com/1865000
- fiscalfitness.com
- open.spotify.com/show/3wMMRiKYcmS7X9Vy2aAhwv
- pca.st/podcast/04a387d0-796e-013b-f297-0acc26574db2
- podcasts.apple.com/us/podcast/advus-after-hours/id1666365238
- vimeo.com/advuspartners
- wellness.fiscalfitness.com
- Facebook @Fiscal-Fitness-289748992827477
- Instagram @advusfinancialpartners
- Instagram @fiscalfitnesswithadvus
- LinkedIn @advuspartners
- X @fiscalfitness_
- YouTube @advusfinancialpartners

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $4,211,894,193 | 13 | June 18, 2021 |
| October 2022 | $2,357,295,190 | 15 | August 10, 2022 |
| October 2023 | $2,287,801,345 | 18 | March 31, 2023 |
| October 2024 | $2,764,389,643 | 18 | March 28, 2024 |
| October 2025 | $3,066,675,906 | 17 | March 31, 2025 |
| October 2026 | $3,970,976,661 | 16 | July 28, 2026 |

Regulatory assets under management: $4,211,894,193 in the October 2021 data and $3,970,976,661 in the October 2026 data, down 6%.
Total employees: 13 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Updated its list of owners and control persons (Schedule A).

### June 2026
- Added the business name LBW Insurance and Financial Services.
- Added an office in Valencia, CA.

### April 2026
- Employees performing advisory functions went from 11 to 10.
- Regulatory assets under management went from $3,066,675,906 to $3,970,976,661 (+29%).
- Registered or notice-filed in CA.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Advus Financial Partners, LLC (CRD 311990): Form ADV filing data as of October 2026.