# Advisor Financial Services, Inc.

> Advisor Financial Services, Inc. is an SEC-registered investment advisory firm in Chatham, NY, registered since 2018, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated August 3, 2026.

- CRD: 118537
- Filed as: ADVISOR FINANCIAL SERVICES, INC.
- Also doing business as: ADVISOR FINANCIAL & TAX DBA, ADVISOR FINANCIAL SERVICES INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Chatham, NY
- Filing period: October 2026
- Form ADV filing dated: August 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/118537
- AdvisorCensus page: https://advisorcensus.com/firm/advisor-financial-services-inc-chatham-ny-118537

## Quick answers

**How is Advisor Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Advisor Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Advisor Financial Services, Inc. located?**
Advisor Financial Services, Inc.'s principal office is in Chatham, NY, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Advisor Financial Services, Inc. registered with the SEC or a state?**
Advisor Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 118537.

**How much does Advisor Financial Services, Inc. manage?**
Advisor Financial Services, Inc. reports $62,625,801 in regulatory assets under management in its Form ADV filing dated August 3, 2026 (100% discretionary).

**How have Advisor Financial Services, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Advisor Financial Services, Inc.: Regulatory assets under management: $31,000,000 in the October 2021 data and $62,625,801 in the October 2026 data, up 102%. Total employees: 2 in October 2021 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Advisor Financial Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (182); high net worth individuals (38); pension and profit sharing plans (but not the plan participants or government pension plans) (1).

**Does Advisor Financial Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/118537

**Does Advisor Financial Services, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated August 3, 2026 says: "The Firm generally requires a minimum account size of $20,000 for investment advisory services. However, at the Firm’s sole discretion, this minimum may be reduced or waived for certain clients."

**What changed in Advisor Financial Services, Inc.'s recent Form ADV filings?**
In the May 2026 filing data: Regulatory assets under management went from $55,958,021 to $62,625,801 (+12%). Registered or notice-filed in FL.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 3, 2026)

- Account minimum: $20,000 (the brochure says it may be waived or negotiated)

> The Firm generally requires a minimum account size of $20,000 for investment advisory services. However, at the Firm’s sole discretion, this minimum may be reduced or waived for certain clients.

- Minimum annual fee: $100

> For the majority of our clients, the firm charges a fee based on a percentage of assets under management, with a minimum annual fee of $100.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $62,625,801
- Discretionary: $62,625,801
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 182 | $24,489,756 |
| High net worth individuals | 38 | $38,003,466 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $109,050 |
| Charitable organizations | 1 | $19,360 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 1 | $4,169 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters

### Firm details
- Registered since: 2018 (8 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NY, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Glen Allen, VA

### Websites listed on Form ADV (Item 1.I)
- advisor.org

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $31,000,000 | 2 | April 1, 2021 |
| October 2022 | $35,000,000 | 3 | March 29, 2022 |
| October 2023 | $32,297,000 | 3 | May 24, 2023 |
| October 2024 | $37,977,953 | 3 | March 30, 2024 |
| October 2025 | $55,958,021 | 2 | June 3, 2025 |
| October 2026 | $62,625,801 | 2 | August 3, 2026 |

Regulatory assets under management: $31,000,000 in the October 2021 data and $62,625,801 in the October 2026 data, up 102%.
Total employees: 2 in October 2021 and 2 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Regulatory assets under management went from $55,958,021 to $62,625,801 (+12%).
- Registered or notice-filed in FL.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Advisor Financial Services, Inc. (CRD 118537): Form ADV filing data as of October 2026.