# Advanced Financial Strategies Inc

> Advanced Financial Strategies Inc is an SEC-registered investment advisory firm in Irvine, CA, registered since 2000, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 108296
- Filed as: ADVANCED FINANCIAL STRATEGIES INC
- Also doing business as: DBA ADVANCED FINANCIAL STRATEGIES, DBA ADVANCED FINANCIAL STRATEGIES AND INSURANCE SERVICES
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Irvine, CA
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108296
- AdvisorCensus page: https://advisorcensus.com/firm/advanced-financial-strategies-inc-irvine-ca-108296

## Quick answers

**How is Advanced Financial Strategies Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Advanced Financial Strategies Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Advanced Financial Strategies Inc charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Hourly rate: $400 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…); Hourly rate: $200 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…); Hourly rate: $100 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…); Hourly rate: $65 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…); Hourly rate: $65 to $400 an hour (assists the plan sponsor/trustee(s) in the collection of year-end reporting…). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Advanced Financial Strategies Inc located?**
Advanced Financial Strategies Inc's principal office is in Irvine, CA, according to its Form ADV.

**Is Advanced Financial Strategies Inc registered with the SEC or a state?**
Advanced Financial Strategies Inc is an SEC-registered investment advisory firm, registered since 2000. Status as filed: Approved. CRD 108296.

**How much does Advanced Financial Strategies Inc manage?**
Advanced Financial Strategies Inc reports $251,748,030 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary).

**How have Advanced Financial Strategies Inc's assets and staff changed since 2021?**
In the Form ADV data for Advanced Financial Strategies Inc: Regulatory assets under management: $209,834,897 in the October 2021 data and $251,748,030 in the October 2026 data, up 20%. Total employees: 3 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Advanced Financial Strategies Inc serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (89); individuals (other than high net worth individuals) (48); pension and profit sharing plans (but not the plan participants or government pension plans) (8).

**Which custodians does Advanced Financial Strategies Inc use?**
Advanced Financial Strategies Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Advanced Financial Strategies Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108296

**Does Advanced Financial Strategies Inc state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "We generally seek to work with clients having the initial minimum account size of $500,000. We may, however, make exceptions to the minimum account size on a case-by-case basis."

**What changed in Advanced Financial Strategies Inc's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 4 to 6.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> We generally seek to work with clients having the initial minimum account size of $500,000. We may, however, make exceptions to the minimum account size on a case-by-case basis.

- Hourly rate: $400 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…)

> $400.00 per hour for all work performed by Pierre Ngo

- Hourly rate: $200 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…)

> $200.00 per hour for all work performed by a Certified Financial Planner

- Hourly rate: $100 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…)

> $100.00 per hour for all work performed by Registered Paraplanners

- Hourly rate: $65 an hour (all Comprehensive and Modular Financial Planning, Business and Estate…)

> $65.00 per hour for all work performed by Administrative Staff

- Hourly rate: $65 to $400 an hour (assists the plan sponsor/trustee(s) in the collection of year-end reporting…)

> AFS charges an hourly fee ranging from $65/hour to $400/hour, depending on the AFS individual performing the work.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $251,748,030
- Discretionary: $251,226,106
- Non-discretionary: $521,924

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 48 | $10,411,856 |
| High net worth individuals | 89 | $236,112,472 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 8 | $2,223,977 |
| Corporations or other businesses not listed above | Fewer than 5 | $2,999,725 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2000 (26 years)
- Employees: 6 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- afsplanning.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $209,834,897 | 3 | August 13, 2021 |
| October 2022 | $224,060,187 | 6 | May 4, 2022 |
| October 2023 | $211,700,150 | 6 | October 3, 2023 |
| October 2024 | $229,548,548 | 6 | April 22, 2024 |
| October 2025 | $241,599,235 | 6 | March 31, 2025 |
| October 2026 | $251,748,030 | 6 | March 31, 2026 |

Regulatory assets under management: $209,834,897 in the October 2021 data and $251,748,030 in the October 2026 data, up 20%.
Total employees: 3 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 4 to 6.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Advanced Financial Strategies Inc (CRD 108296): Form ADV filing data as of October 2026.