{
  "crd_number": 309192,
  "slug": "adaptation-financial-advisors-inc-oklahoma-city-ok-309192",
  "primary_business_name": "ADAPTATION FINANCIAL ADVISORS INC.",
  "legal_name": "ADAPTATION FINANCIAL ADVISORS INC.",
  "dbas": [
    "ADAPTATION FINANCIAL"
  ],
  "city": "Oklahoma City",
  "state": "OK",
  "country": "United States",
  "cbsa_code": "36420",
  "metro": {
    "cbsa_code": "36420",
    "common_name": "Oklahoma City",
    "msa_name": "Oklahoma City, OK",
    "path": "/advisors/ok/oklahoma-city"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2020-06-26",
  "years_registered": 6,
  "period": "2026-10-01",
  "filing_date": "2026-05-06",
  "carried_forward": false,
  "raum_total": 233603057.0,
  "raum_discretionary": 233603057.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 4,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 130540301.0,
      "count": 637
    },
    "high_net_worth_individuals": {
      "raum": 103062756.0,
      "count": 53
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "IA",
    "LA",
    "NE",
    "OH",
    "OK",
    "SC",
    "TX"
  ],
  "websites": [
    "https://adaptfa.com",
    "https://linkedin.com/company/adaptation"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309192",
  "city_as_filed": "OKLAHOMA CITY",
  "url": "https://advisorcensus.com/firm/adaptation-financial-advisors-inc-oklahoma-city-ok-309192",
  "display_name": "Adaptation Financial Advisors Inc.",
  "summary": "Adaptation Financial Advisors Inc. is an SEC-registered investment advisory firm in Oklahoma City, OK, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 6, 2026.",
  "citation": "AdvisorCensus. Adaptation Financial Advisors Inc. (CRD 309192): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Adaptation Financial Advisors Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Adaptation Financial Advisors Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Adaptation Financial Advisors Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 23, 2026 states: Flat fee: $500 to $25,000 (financial plan); Hourly rate: $75 to $500 an hour (financial planning and consulting services); Hourly rate: $350 an hour (retirement plan consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Adaptation Financial Advisors Inc. located?",
      "a": "Adaptation Financial Advisors Inc.'s principal office is in Oklahoma City, OK, according to its Form ADV; the June 2026 filing also lists 2 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Adaptation Financial Advisors Inc. registered with the SEC or a state?",
      "a": "Adaptation Financial Advisors Inc. is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 309192."
    },
    {
      "q": "How much does Adaptation Financial Advisors Inc. manage?",
      "a": "Adaptation Financial Advisors Inc. reports $233,603,057 in regulatory assets under management in its Form ADV filing dated May 6, 2026 (100% discretionary)."
    },
    {
      "q": "How have Adaptation Financial Advisors Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Adaptation Financial Advisors Inc.: Regulatory assets under management: $309,880,000 in the October 2021 data and $233,603,057 in the October 2026 data, down 25%. Total employees: 10 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Adaptation Financial Advisors Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (637); high net worth individuals (53)."
    },
    {
      "q": "Which custodians does Adaptation Financial Advisors Inc. use?",
      "a": "Adaptation Financial Advisors Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Adaptation Financial Advisors Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309192"
    },
    {
      "q": "What changed in Adaptation Financial Advisors Inc.'s recent Form ADV filings?",
      "a": "In the June 2026 filing data: Changed its office addresses in Houston, TX."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 309880000.0,
      "total_employees": 10,
      "filing_date": "2021-09-13"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 142804320.0,
      "total_employees": 6,
      "filing_date": "2022-09-07"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 102956137.0,
      "total_employees": 7,
      "filing_date": "2023-03-31"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 177434792.0,
      "total_employees": 5,
      "filing_date": "2024-03-27"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 217147998.0,
      "total_employees": 4,
      "filing_date": "2025-04-21"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 233603057.0,
      "total_employees": 4,
      "filing_date": "2026-05-06"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "Changed its office addresses in Houston, TX."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in LA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 23, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $500 to $25,000 (financial plan)",
      "Hourly rate: $75 to $500 an hour (financial planning and consulting services)",
      "Hourly rate: $350 an hour (retirement plan consulting services)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $500 to $25,000 (financial plan)"
        ],
        "quotes": [
          "Fixed or flat fees for a financial plan will range from $500 .00 - $25,000.00, depending on the nature and complexity of your c ircumstances."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $75 to $500 an hour (financial planning and consulting services)"
        ],
        "quotes": [
          "Adaptation Financial charges an hourly fee ranging from $ 75.00 to $ 500.00 per hour . These hourly rates are billed monthly and are due and payable as incurred."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $350 an hour (retirement plan consulting services)"
        ],
        "quotes": [
          "Our hourly fee is $350.00 per hour for retirement plan consulting services."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 500.0,
          "max": 25000.0,
          "period": "one_time",
          "service": "financial plan"
        },
        {
          "kind": "hourly",
          "amount": null,
          "min": 75.0,
          "max": 500.0,
          "period": "hour",
          "service": "financial planning and consulting services"
        },
        {
          "kind": "hourly",
          "amount": 350.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "retirement plan consulting services"
        }
      ]
    },
    "quotes": [
      "Fixed or flat fees for a financial plan will range from $500 .00 - $25,000.00, depending on the nature and complexity of your c ircumstances.",
      "Adaptation Financial charges an hourly fee ranging from $ 75.00 to $ 500.00 per hour . These hourly rates are billed monthly and are due and payable as incurred.",
      "Our hourly fee is $350.00 per hour for retirement plan consulting services."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/adaptation-financial-advisors-inc-oklahoma-city-ok-309192.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 637,
      "fewer_than_5": false,
      "raum": 130540301.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 53,
      "fewer_than_5": false,
      "raum": 103062756.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309192",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}