# Acumen Wealth Advisors, LLC

> Acumen Wealth Advisors, LLC is an SEC-registered investment advisory firm in Chattanooga, TN, registered since 2016, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 282565
- Filed as: ACUMEN WEALTH ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Chattanooga, TN
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/282565
- AdvisorCensus page: https://advisorcensus.com/firm/acumen-wealth-advisors-llc-chattanooga-tn-282565

## Quick answers

**How is Acumen Wealth Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Acumen Wealth Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Acumen Wealth Advisors, LLC located?**
Acumen Wealth Advisors, LLC's principal office is in Chattanooga, TN, according to its Form ADV.

**Is Acumen Wealth Advisors, LLC registered with the SEC or a state?**
Acumen Wealth Advisors, LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 282565.

**How much does Acumen Wealth Advisors, LLC manage?**
Acumen Wealth Advisors, LLC reports $638,474,990 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (92% discretionary).

**How have Acumen Wealth Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Acumen Wealth Advisors, LLC: Regulatory assets under management: $276,170,533 in the October 2021 data and $638,474,990 in the October 2026 data, up 131%. Total employees: 13 in October 2021 and 17 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Acumen Wealth Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (144); individuals (other than high net worth individuals) (136); pension and profit sharing plans (but not the plan participants or government pension plans) (12).

**Which custodians does Acumen Wealth Advisors, LLC use?**
Acumen Wealth Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Acumen Wealth Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/282565

**What changed in Acumen Wealth Advisors, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 10 to 12. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $638,474,990
- Discretionary: $589,578,838
- Non-discretionary: $48,896,152

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 136 | $36,030,227 |
| High net worth individuals | 144 | $504,660,984 |
| Pooled investment vehicles (other than investment companies and business development companies) | 1 | $9,370,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 12 | $48,896,152 |
| Charitable organizations | 4 | $19,801,560 |
| Corporations or other businesses not listed above | 6 | $19,716,067 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2016 (10 years)
- Employees: 17 total, 12 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, FL, GA, IA, LA, NC, NY, PA, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- acumenwealth.com
- Facebook @ACUMENWEALTHADVISORS
- LinkedIn @ACUMEN-WEALTH-ADVISORS
- YouTube @UCJSISJFQH5LP6TT1DHDJUPQ

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $276,170,533 | 13 | March 31, 2021 |
| October 2022 | $354,125,304 | 16 | March 18, 2022 |
| October 2023 | $338,530,770 | 16 | April 28, 2023 |
| October 2024 | $427,313,547 | 17 | August 8, 2024 |
| October 2025 | $593,715,110 | 17 | April 30, 2025 |
| October 2026 | $638,474,990 | 17 | March 27, 2026 |

Regulatory assets under management: $276,170,533 in the October 2021 data and $638,474,990 in the October 2026 data, up 131%.
Total employees: 13 in October 2021 and 17 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 10 to 12.
- Updated its list of owners and control persons (Schedule A).

### December 2025
- Registered or notice-filed in IA, NY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Acumen Wealth Advisors, LLC (CRD 282565): Form ADV filing data as of October 2026.