{
  "crd_number": 282565,
  "slug": "acumen-wealth-advisors-llc-chattanooga-tn-282565",
  "primary_business_name": "ACUMEN WEALTH ADVISORS, LLC",
  "legal_name": "ACUMEN WEALTH ADVISORS, LLC",
  "dbas": [],
  "city": "Chattanooga",
  "state": "TN",
  "country": "United States",
  "cbsa_code": "16860",
  "metro": {
    "cbsa_code": "16860",
    "common_name": "Chattanooga",
    "msa_name": "Chattanooga, TN-GA",
    "path": "/advisors/tn/chattanooga"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2016-02-05",
  "years_registered": 10,
  "period": "2026-10-01",
  "filing_date": "2026-03-27",
  "carried_forward": false,
  "raum_total": 638474990.0,
  "raum_discretionary": 589578838.0,
  "raum_non_discretionary": 48896152.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 17,
  "advisory_employees": 12,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 19801560.0,
      "count": 4
    },
    "individuals": {
      "raum": 36030227.0,
      "count": 136
    },
    "pension_profit_sharing": {
      "raum": 48896152.0,
      "count": 12
    },
    "high_net_worth_individuals": {
      "raum": 504660984.0,
      "count": 144
    },
    "pooled_investment_vehicles": {
      "raum": 9370000.0,
      "count": 1
    },
    "corporations_other_businesses": {
      "raum": 19716067.0,
      "count": 6
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "portfolio_management_pooled_vehicles",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO",
    "FL",
    "GA",
    "IA",
    "LA",
    "NC",
    "NY",
    "PA",
    "TN",
    "TX"
  ],
  "websites": [
    "https://acumenwealth.com",
    "https://facebook.com/ACUMENWEALTHADVISORS",
    "https://linkedin.com/COMPANY/ACUMEN-WEALTH-ADVISORS",
    "https://youtube.com/CHANNEL/UCJSISJFQH5LP6TT1DHDJUPQ"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/282565",
  "city_as_filed": "CHATTANOOGA",
  "url": "https://advisorcensus.com/firm/acumen-wealth-advisors-llc-chattanooga-tn-282565",
  "display_name": "Acumen Wealth Advisors, LLC",
  "summary": "Acumen Wealth Advisors, LLC is an SEC-registered investment advisory firm in Chattanooga, TN, registered since 2016, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 27, 2026.",
  "citation": "AdvisorCensus. Acumen Wealth Advisors, LLC (CRD 282565): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for pooled investment vehicles (other than investment companies)",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Acumen Wealth Advisors, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Acumen Wealth Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Acumen Wealth Advisors, LLC located?",
      "a": "Acumen Wealth Advisors, LLC's principal office is in Chattanooga, TN, according to its Form ADV."
    },
    {
      "q": "Is Acumen Wealth Advisors, LLC registered with the SEC or a state?",
      "a": "Acumen Wealth Advisors, LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 282565."
    },
    {
      "q": "How much does Acumen Wealth Advisors, LLC manage?",
      "a": "Acumen Wealth Advisors, LLC reports $638,474,990 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (92% discretionary)."
    },
    {
      "q": "How have Acumen Wealth Advisors, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Acumen Wealth Advisors, LLC: Regulatory assets under management: $276,170,533 in the October 2021 data and $638,474,990 in the October 2026 data, up 131%. Total employees: 13 in October 2021 and 17 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Acumen Wealth Advisors, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (144); individuals (other than high net worth individuals) (136); pension and profit sharing plans (but not the plan participants or government pension plans) (12)."
    },
    {
      "q": "Which custodians does Acumen Wealth Advisors, LLC use?",
      "a": "Acumen Wealth Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Acumen Wealth Advisors, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/282565"
    },
    {
      "q": "What changed in Acumen Wealth Advisors, LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 10 to 12. Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 276170533.0,
      "total_employees": 13,
      "filing_date": "2021-03-31"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 354125304.0,
      "total_employees": 16,
      "filing_date": "2022-03-18"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 338530770.0,
      "total_employees": 16,
      "filing_date": "2023-04-28"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 427313547.0,
      "total_employees": 17,
      "filing_date": "2024-08-08"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 593715110.0,
      "total_employees": 17,
      "filing_date": "2025-04-30"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 638474990.0,
      "total_employees": 17,
      "filing_date": "2026-03-27"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 10 to 12.",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in IA, NY."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/acumen-wealth-advisors-llc-chattanooga-tn-282565.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 136,
      "fewer_than_5": false,
      "raum": 36030227.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 144,
      "fewer_than_5": false,
      "raum": 504660984.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 1,
      "fewer_than_5": false,
      "raum": 9370000.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 12,
      "fewer_than_5": false,
      "raum": 48896152.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 4,
      "fewer_than_5": false,
      "raum": 19801560.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 6,
      "fewer_than_5": false,
      "raum": 19716067.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/282565",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}