# Accretive Wealth Management, LLC

> Accretive Wealth Management, LLC is an SEC-registered investment advisory firm in San Ramon, CA, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 8, 2026.

- CRD: 164341
- Filed as: ACCRETIVE WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Ramon, CA
- Filing period: October 2026
- Form ADV filing dated: June 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/164341
- AdvisorCensus page: https://advisorcensus.com/firm/accretive-wealth-management-llc-san-ramon-ca-164341

## Quick answers

**How is Accretive Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Accretive Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management.

**Where is Accretive Wealth Management, LLC located?**
Accretive Wealth Management, LLC's principal office is in San Ramon, CA, according to its Form ADV.

**Is Accretive Wealth Management, LLC registered with the SEC or a state?**
Accretive Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 164341.

**How much does Accretive Wealth Management, LLC manage?**
Accretive Wealth Management, LLC reports $290,666,725 in regulatory assets under management in its Form ADV filing dated June 8, 2026 (2% discretionary).

**How have Accretive Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for Accretive Wealth Management, LLC: Regulatory assets under management: $150,002,339 in the October 2021 data and $290,666,725 in the October 2026 data, up 94%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Accretive Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (177); pension and profit sharing plans (but not the plan participants or government pension plans) (20); corporations or other businesses not listed above (11).

**Which custodians does Accretive Wealth Management, LLC use?**
Accretive Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc., Equity Trust Company and Inspira Financial as custodians holding 10% or more of its separately managed account assets.

**Does Accretive Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/164341

**Does Accretive Wealth Management, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "There is an account minimum, $500,000, which may be waived by the investment adviser, based on the needs of the client and the complexity of the situation."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> There is an account minimum, $500,000, which may be waived by the investment adviser, based on the needs of the client and the complexity of the situation.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Equity Trust Company
- Inspira Financial

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $290,666,725
- Discretionary: $6,883,000
- Non-discretionary: $283,783,725

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 4 | $242,244 |
| High net worth individuals | 177 | $224,416,007 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 20 | $36,334,456 |
| Charitable organizations | 8 | $10,495,759 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 11 | $19,178,259 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2020 (6 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- accretivewealth.com
- Facebook @ACCRETIVEWEALTH
- LinkedIn @3067017
- X @ACCRETIVEWEALTH
- YouTube @UCnEmWXo8yHs49QZUrgzHx6A

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $150,002,339 | 3 | October 1, 2021 |
| October 2022 | $179,898,320 | 4 | January 28, 2022 |
| October 2023 | $197,839,666 | 4 | March 14, 2023 |
| October 2024 | $232,276,233 | 4 | August 15, 2024 |
| October 2025 | $267,046,033 | 4 | March 27, 2025 |
| October 2026 | $290,666,725 | 4 | June 8, 2026 |

Regulatory assets under management: $150,002,339 in the October 2021 data and $290,666,725 in the October 2026 data, up 94%.
Total employees: 3 in October 2021 and 4 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Accretive Wealth Management, LLC (CRD 164341): Form ADV filing data as of October 2026.