# Ability First

> Ability First is a state-registered investment advisory firm in Phoenix, AZ, registered since 2019, reporting under $25 million in regulatory assets under management in its Form ADV filing dated May 28, 2026.

- CRD: 300076
- Filed as: ABILITY FIRST
- Legal name: Ability First Financial, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Phoenix, AZ
- Filing period: October 2026
- Form ADV filing dated: May 28, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/300076
- AdvisorCensus page: https://advisorcensus.com/firm/ability-first-phoenix-az-300076

## Quick answers

**How is Ability First compensated?**
On its Form ADV (Item 5.E, October 2026), Ability First reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Ability First located?**
Ability First's principal office is in Phoenix, AZ, according to its Form ADV.

**Is Ability First registered with the SEC or a state?**
Ability First is a state-registered investment advisory firm, registered since 2019. Status as filed: APPROVED. CRD 300076.

**How much does Ability First manage?**
Ability First reports $12,500,000 in regulatory assets under management in its Form ADV filing dated May 28, 2026 (20% discretionary).

**What types of clients does Ability First serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (24); corporations or other businesses not listed above (15); pension and profit sharing plans (but not the plan participants or government pension plans) (14).

**Does Ability First report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/300076

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $12,500,000
- Discretionary: $2,500,000
- Non-discretionary: $10,000,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| High net worth individuals | 24 | $2,500,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 14 | $10,000,000 |
| Corporations or other businesses not listed above | 15 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2019 (7 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [ability-401k.com](https://ability-401k.com)
- [ability-financial.com](https://ability-financial.com)
- [ability-first.com](https://ability-first.com)
- [ability-insurance.com](https://ability-insurance.com)
- [ability-planning.com](https://ability-planning.com)
- [ability-retirement.com](https://ability-retirement.com)
- [ability401k.com](https://ability401k.com)
- [abilityretirment.com](https://abilityretirment.com)
- [incomefor.life](https://incomefor.life)
- [rumandtaxes.com](https://rumandtaxes.com)
- [selfdirect.info](https://selfdirect.info)
- [taxesareoverrated.com](https://taxesareoverrated.com)

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Ability First (CRD 300076): Form ADV filing data as of October 2026.