# Abbot Financial Management, Inc

> Abbot Financial Management, Inc is an SEC-registered investment advisory firm in Andover, MA, registered since 1983, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 24, 2026.

- CRD: 111040
- Filed as: ABBOT FINANCIAL MANAGEMENT, INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Andover, MA
- Filing period: October 2026
- Form ADV filing dated: September 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/111040
- AdvisorCensus page: https://advisorcensus.com/firm/abbot-financial-management-inc-andover-ma-111040

## Quick answers

**How is Abbot Financial Management, Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Abbot Financial Management, Inc reports these compensation arrangements: a percentage of assets under its management.

**Where is Abbot Financial Management, Inc located?**
Abbot Financial Management, Inc's principal office is in Andover, MA, according to its Form ADV.

**Is Abbot Financial Management, Inc registered with the SEC or a state?**
Abbot Financial Management, Inc is an SEC-registered investment advisory firm, registered since 1983. Status as filed: Approved. CRD 111040.

**How much does Abbot Financial Management, Inc manage?**
Abbot Financial Management, Inc reports $358,937,846 in regulatory assets under management in its Form ADV filing dated September 24, 2026 (100% discretionary).

**How have Abbot Financial Management, Inc's assets and staff changed since 2021?**
In the Form ADV data for Abbot Financial Management, Inc: Regulatory assets under management: $309,418,564 in the October 2021 data and $358,937,846 in the October 2026 data, up 16%. Total employees: 5 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Abbot Financial Management, Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (119); high net worth individuals (94).

**Which custodians does Abbot Financial Management, Inc use?**
Abbot Financial Management, Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Abbot Financial Management, Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111040

**Does Abbot Financial Management, Inc state an account minimum?**
Its Form ADV Part 2A brochure dated September 24, 2025 says: "We have no minimum account size."

**What changed in Abbot Financial Management, Inc's recent Form ADV filings?**
In the October 2026 filing data: Regulatory assets under management went from $302,994,864 to $358,937,846 (+18%). Registered or notice-filed in TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated September 24, 2025)

- Account minimum: None

> We have no minimum account size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $358,937,846
- Discretionary: $358,937,846
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 119 | $39,552,355 |
| High net worth individuals | 94 | $309,241,977 |
| Charitable organizations | Fewer than 5 | $10,143,514 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 1983 (42 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, MA, MD, NC, NH, NJ, NY, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- abbotfm.com
- LinkedIn @abbot-financial-management-inc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $309,418,564 | 5 | September 2, 2021 |
| October 2022 | $242,650,442 | 5 | September 20, 2022 |
| October 2023 | $240,197,809 | 4 | October 4, 2023 |
| October 2024 | $273,874,914 | 4 | September 20, 2024 |
| October 2025 | $273,874,914 | 4 | July 28, 2025 |
| October 2026 | $358,937,846 | 4 | September 24, 2026 |

Regulatory assets under management: $309,418,564 in the October 2021 data and $358,937,846 in the October 2026 data, up 16%.
Total employees: 5 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Regulatory assets under management went from $302,994,864 to $358,937,846 (+18%).
- Registered or notice-filed in TX.

### December 2025
- Regulatory assets under management went from $273,874,914 to $302,994,864 (+11%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Abbot Financial Management, Inc (CRD 111040): Form ADV filing data as of October 2026.