# A Better Way Financial, LLC

> A Better Way Financial, LLC is an SEC-registered investment advisory firm in Allentown, PA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 21, 2026.

- CRD: 304914
- Filed as: A BETTER WAY FINANCIAL, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Allentown, PA
- Filing period: October 2026
- Form ADV filing dated: September 21, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/304914
- AdvisorCensus page: https://advisorcensus.com/firm/a-better-way-financial-llc-allentown-pa-304914

## Quick answers

**How is A Better Way Financial, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), A Better Way Financial, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is A Better Way Financial, LLC located?**
A Better Way Financial, LLC's principal office is in Allentown, PA, according to its Form ADV.

**Is A Better Way Financial, LLC registered with the SEC or a state?**
A Better Way Financial, LLC is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 304914.

**How much does A Better Way Financial, LLC manage?**
A Better Way Financial, LLC reports $108,964,358 in regulatory assets under management in its Form ADV filing dated September 21, 2026 (97% discretionary).

**What types of clients does A Better Way Financial, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (339); high net worth individuals (15).

**Which custodians does A Better Way Financial, LLC use?**
A Better Way Financial, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does A Better Way Financial, LLC report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.A(2) (felony charge in the past ten years) and 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/304914

**What changed in A Better Way Financial, LLC's recent Form ADV filings?**
In the October 2026 filing data: Item 11 disclosure answers changed: 2 yes answers, previously 1 (now yes: 11.A(2)). Employees performing advisory functions went from 3 to 5.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $108,964,358
- Discretionary: $105,286,260
- Non-discretionary: $3,678,098

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 339 | $90,740,851 |
| High net worth individuals | 15 | $18,223,507 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2026 (0 years)
- Employees: 10 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NJ, PA
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.A(2): In the past ten years, has the firm or an advisory affiliate been charged with a felony?
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/304914

### Websites listed on Form ADV (Item 1.I)
- abetterwayfinancial.com
- Facebook @ABetterWayFinancial
- LinkedIn @a-better-way-financial
- YouTube @abetterwayfinancial6205

## Changes in the filing (last 12 months)

### October 2026
- Item 11 disclosure answers changed: 2 yes answers, previously 1 (now yes: 11.A(2)).
- Employees performing advisory functions went from 3 to 5.

### September 2026
- Employees performing advisory functions went from 4 to 3.

### August 2026
- Employees performing advisory functions went from 5 to 4.

### July 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. A Better Way Financial, LLC (CRD 304914): Form ADV filing data as of October 2026.