# A & L Financial Services, LLC

> A & L Financial Services, LLC is a state-registered investment advisory firm, registered since 2010, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 26, 2026.

- CRD: 122172
- Filed as: A & L FINANCIAL SERVICES, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Michigan
- Filing period: October 2026
- Form ADV filing dated: March 26, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/122172
- AdvisorCensus page: https://advisorcensus.com/firm/a-and-l-financial-services-llc-122172

## Quick answers

**How is A & L Financial Services, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), A & L Financial Services, LLC reports these compensation arrangements: a percentage of assets under its management.

**Is A & L Financial Services, LLC registered with the SEC or a state?**
A & L Financial Services, LLC is a state-registered investment advisory firm, registered since 2010. Status as filed: APPROVED. CRD 122172.

**How much does A & L Financial Services, LLC manage?**
A & L Financial Services, LLC reports $53,730,710 in regulatory assets under management in its Form ADV filing dated March 26, 2026 (100% discretionary).

**What types of clients does A & L Financial Services, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (59); high net worth individuals (13).

**Does A & L Financial Services, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/122172

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Regulatory assets under management (Item 5.F)
- Total: $53,730,710
- Discretionary: $53,730,710
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 59 | $15,448,284 |
| High net worth individuals | 13 | $38,282,426 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2010 (16 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. A & L Financial Services, LLC (CRD 122172): Form ADV filing data as of October 2026.