# 49 Financial

> 49 Financial is an SEC-registered investment advisory firm in Austin, TX, registered since 2022, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 22, 2026.

- CRD: 319484
- Filed as: 49 FINANCIAL
- Legal name: 49 Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Austin, TX
- Filing period: October 2026
- Form ADV filing dated: September 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/319484
- AdvisorCensus page: https://advisorcensus.com/firm/49-financial-austin-tx-319484

## Quick answers

**How is 49 Financial compensated?**
On its Form ADV (Item 5.E, October 2026), 49 Financial reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); commissions.

**Where is 49 Financial located?**
49 Financial's principal office is in Austin, TX, according to its Form ADV; the October 2026 filing also lists 9 other offices (Schedule D, Section 1.F).

**Is 49 Financial registered with the SEC or a state?**
49 Financial is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 319484.

**How much does 49 Financial manage?**
49 Financial reports $1,402,973,572 in regulatory assets under management in its Form ADV filing dated September 22, 2026 (100% discretionary).

**How have 49 Financial's assets and staff changed since 2022?**
In the Form ADV data for 49 Financial: Regulatory assets under management: $0 in the October 2022 data and $1,402,973,572 in the October 2026 data. Total employees: 1 in October 2022 and 167 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does 49 Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,553); high net worth individuals (218); corporations or other businesses not listed above (53).

**Which custodians does 49 Financial use?**
49 Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does 49 Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/319484

**What changed in 49 Financial's recent Form ADV filings?**
In the September 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Commissions

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,402,973,572
- Discretionary: $1,402,973,572
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,553 | $650,149,193 |
| High net worth individuals | 218 | $647,508,038 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $6,939,013 |
| Charitable organizations | 14 | $41,900,422 |
| Corporations or other businesses not listed above | 53 | $56,476,906 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 167 total, 128 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, MI, MN, MO, MS, NC, NE, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Atlanta, GA
- Charlotte, NC
- El Segunda, CA
- Houston, TX
- Jacksonville, FL
- Leawood, KS
- Minneapolis, MN
- Richardson, TX
- Rogers, AR

### Websites listed on Form ADV (Item 1.I)
- 49financial.com
- livshin49.com
- Facebook @49financial
- Instagram @49financial
- LinkedIn @49financialgroup
- YouTube @49Financial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $0 | 1 | July 29, 2022 |
| October 2023 | $230,561,939 | 54 | September 28, 2023 |
| October 2024 | $566,217,984 | 103 | September 23, 2024 |
| October 2025 | $871,379,407 | 167 | July 31, 2025 |
| October 2026 | $1,402,973,572 | 167 | September 22, 2026 |

Regulatory assets under management: $0 in the October 2022 data and $1,402,973,572 in the October 2026 data.
Total employees: 1 in October 2022 and 167 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $871,379,407 to $1,402,973,572 (+61%).
- Changed its office addresses in Minneapolis, MN.
- Changed its office addresses in Rogers, AR.
- No longer lists an office in Bradenton, FL.

### March 2026
- Registered or notice-filed in AK, CT, WY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. 49 Financial (CRD 319484): Form ADV filing data as of October 2026.