{
  "crd_number": 319484,
  "slug": "49-financial-austin-tx-319484",
  "primary_business_name": "49 FINANCIAL",
  "legal_name": "49 WEALTH MANAGEMENT, LLC",
  "dbas": [],
  "city": "Austin",
  "state": "TX",
  "country": "United States",
  "cbsa_code": "12420",
  "metro": {
    "cbsa_code": "12420",
    "common_name": "Austin",
    "msa_name": "Austin-Round Rock-San Marcos, TX",
    "path": "/advisors/tx/austin"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2022-09-08",
  "years_registered": 4,
  "period": "2026-10-01",
  "filing_date": "2026-09-22",
  "carried_forward": false,
  "raum_total": 1402973572.0,
  "raum_discretionary": 1402973572.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 167,
  "advisory_employees": 128,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 41900422.0,
      "count": 14
    },
    "individuals": {
      "raum": 650149193.0,
      "count": 3553
    },
    "pension_profit_sharing": {
      "raum": 6939013.0,
      "count": 1
    },
    "high_net_worth_individuals": {
      "raum": 647508038.0,
      "count": 218
    },
    "corporations_other_businesses": {
      "raum": 56476906.0,
      "count": 53
    }
  },
  "compensation_types": [
    "commissions",
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AK",
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "FL",
    "GA",
    "HI",
    "IA",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "MI",
    "MN",
    "MO",
    "MS",
    "NC",
    "NE",
    "NJ",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "SC",
    "TN",
    "TX",
    "UT",
    "VA",
    "WA",
    "WY"
  ],
  "websites": [
    "https://49financial.com",
    "https://facebook.com/49financial",
    "https://instagram.com/49financial",
    "https://linkedin.com/company/49financialgroup",
    "https://livshin49.com",
    "https://m.youtube.com/@49Financial"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/319484",
  "city_as_filed": "AUSTIN",
  "url": "https://advisorcensus.com/firm/49-financial-austin-tx-319484",
  "display_name": "49 Financial",
  "summary": "49 Financial is an SEC-registered investment advisory firm in Austin, TX, registered since 2022, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 22, 2026.",
  "citation": "AdvisorCensus. 49 Financial (CRD 319484): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)",
    "Commissions"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is 49 Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), 49 Financial reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); commissions."
    },
    {
      "q": "Where is 49 Financial located?",
      "a": "49 Financial's principal office is in Austin, TX, according to its Form ADV; the October 2026 filing also lists 9 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is 49 Financial registered with the SEC or a state?",
      "a": "49 Financial is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 319484."
    },
    {
      "q": "How much does 49 Financial manage?",
      "a": "49 Financial reports $1,402,973,572 in regulatory assets under management in its Form ADV filing dated September 22, 2026 (100% discretionary)."
    },
    {
      "q": "How have 49 Financial's assets and staff changed since 2022?",
      "a": "In the Form ADV data for 49 Financial: Regulatory assets under management: $0 in the October 2022 data and $1,402,973,572 in the October 2026 data. Total employees: 1 in October 2022 and 167 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does 49 Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,553); high net worth individuals (218); corporations or other businesses not listed above (53)."
    },
    {
      "q": "Which custodians does 49 Financial use?",
      "a": "49 Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does 49 Financial report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/319484"
    },
    {
      "q": "What changed in 49 Financial's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 0.0,
      "total_employees": 1,
      "filing_date": "2022-07-29"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 230561939.0,
      "total_employees": 54,
      "filing_date": "2023-09-28"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 566217984.0,
      "total_employees": 103,
      "filing_date": "2024-09-23"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 871379407.0,
      "total_employees": 167,
      "filing_date": "2025-07-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1402973572.0,
      "total_employees": 167,
      "filing_date": "2026-09-22"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $871,379,407 to $1,402,973,572 (+61%).",
        "Changed its office addresses in Minneapolis, MN.",
        "Changed its office addresses in Rogers, AR.",
        "No longer lists an office in Bradenton, FL."
      ]
    },
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Registered or notice-filed in AK, CT, WY."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/49-financial-austin-tx-319484.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 3553,
      "fewer_than_5": false,
      "raum": 650149193.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 218,
      "fewer_than_5": false,
      "raum": 647508038.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 1,
      "fewer_than_5": false,
      "raum": 6939013.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 14,
      "fewer_than_5": false,
      "raum": 41900422.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 53,
      "fewer_than_5": false,
      "raum": 56476906.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/319484",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}