# 401KARAT

> 401KARAT is a state-registered investment advisory firm in Winter Park, FL, registered since 2019, with no regulatory assets under management reported in its Form ADV filing dated February 19, 2026.

- CRD: 305825
- Legal name: Chairvolotti Financial, Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Winter Park, FL
- Filing period: October 2026
- Form ADV filing dated: February 19, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/305825
- AdvisorCensus page: https://advisorcensus.com/firm/401karat-winter-park-fl-305825

## Quick answers

**How is 401KARAT compensated?**
On its Form ADV (Item 5.E, October 2026), 401KARAT reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is 401KARAT located?**
401KARAT's principal office is in Winter Park, FL, according to its Form ADV.

**Is 401KARAT registered with the SEC or a state?**
401KARAT is a state-registered investment advisory firm, registered since 2019. Status as filed: APPROVED. CRD 305825.

**Does 401KARAT report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/305825

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Advisory services (Item 5.G)
- Other

### Firm details
- Registered since: 2019 (6 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- 401karat.com
- cfretirement.com
- Facebook @401karat
- Facebook @chairvolottifinancial
- Instagram @401karat
- LinkedIn @401karat
- LinkedIn @chairvolotti-financial
- X @401karat

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. 401KARAT (CRD 305825): Form ADV filing data as of October 2026.