# 401 Financial

> 401 Financial is a state-registered investment advisory firm, registered since 2022, with no regulatory assets under management reported in its Form ADV filing dated March 25, 2026.

- CRD: 321902
- Filed as: 401 FINANCIAL
- Legal name: 401 Financial Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in California
- Filing period: October 2026
- Form ADV filing dated: March 25, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/321902
- AdvisorCensus page: https://advisorcensus.com/firm/401-financial-321902

## Quick answers

**How is 401 Financial compensated?**
On its Form ADV (Item 5.E, October 2026), 401 Financial reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is 401 Financial registered with the SEC or a state?**
401 Financial is a state-registered investment advisory firm, registered since 2022. Status as filed: APPROVED. CRD 321902.

**Does 401 Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/321902

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2022 (4 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [401financial.co](https://401financial.co)
- [tokenadvice.substack.com](https://tokenadvice.substack.com)
- Instagram @401_financial
- LinkedIn @401financial
- X @401Financial

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. 401 Financial (CRD 321902): Form ADV filing data as of October 2026.